Ally Financial Inc.
ALLY · New York Stock Exchange · USD
38,53USD
+0,36 (+0,94 %)Stand 9. Nov., 21:00
Nachbörslich38,40−0,13 (−0,34 %)18:07 ET
Kennzahlen
- Eröffnung
- 38,71
- Vortag
- 38,17
- Tagesspanne
- 37,60 – 39,03
- 52 Wochen
- 35,92 – 47,29
- Volumen
- 4,26 Mio.
- Ø Volumen
- 3,58 Mio.
- Börsenwert
- 11,56 Mrd. $
- KGV
- 8,7
- Gewinn je Aktie (TTM)
- 4,36
- Dividendenrendite
- 3,2 %
- Beta
- 1,2
- Nächste Zahlen
- 20. Jan. 2027
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 12,15 Mrd. | 16,37 Mrd. | 15,97 Mrd. | 12,1 Mrd. | 10,69 Mrd. |
| Herstellungskosten | 5,84 Mrd. | 9,64 Mrd. | 8,87 Mrd. | 4,26 Mrd. | 2,16 Mrd. |
| Bruttogewinn | 6,32 Mrd. | 6,73 Mrd. | 7,1 Mrd. | 7,84 Mrd. | 8,54 Mrd. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 3,07 Mrd. | 3,32 Mrd. | 3,27 Mrd. | 3,16 Mrd. | 2,71 Mrd. |
| Operatives Ergebnis | 1,05 Mrd. | 836 Mio. | 1,1 Mrd. | 2,34 Mrd. | 3,86 Mrd. |
| EBITDA | 2,45 Mrd. | 2,04 Mrd. | 2,33 Mrd. | 3,67 Mrd. | 5,12 Mrd. |
| Nettogewinn | 852 Mio. | 668 Mio. | 957 Mio. | 1,71 Mrd. | 3,06 Mrd. |
| Gewinn je Aktie (verwässert) | 2,37 | 1,80 | 2,78 | 5,03 | 8,22 |
Umsatz nach Segment
Produkte · FY 2025
- Noninsurance Contracts966 Mio. $77,65 %
- Remarketing Activities116 Mio. $9,32 %
- Brokerage Commissions and Other82 Mio. $6,59 %
- Banking Fees And Interchange Income39 Mio. $3,14 %
- Product and Service, Other27 Mio. $2,17 %
- Brokered/Agent Commissions14 Mio. $1,13 %
Anteil · ggü. Vorjahr (FY 2024)
Regionen · FY 2017
- Domestic5,68 Mrd. $96,96 %
- Canada89 Mio. $1,52 %
- Foreign89 Mio. $1,52 %
Anteil · ggü. Vorjahr (FY 2016)
Bewertung
Letzte 12 Monate
- KGV
- 8,7
- Kurs-Umsatz-Verhältnis
- 0,7
- Kurs-Buchwert-Verhältnis
- 0,8
- PEG
- 0,1
- Bruttomarge
- 49,8 %
- Operative Marge
- 11,8 %
- Nettomarge
- 9,3 %
- Verschuldungsgrad
- 1,7
- EV/EBITDA
- 9,5
- Eigenkapitalrendite
- 9,7 %
- Kapitalrendite (ROIC)
- 3,5 %
- Free-Cashflow-Rendite
- −2,8 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 52,0 % | 41,1 % | 44,5 % | 64,8 % | 79,8 % |
| Operative Marge | 8,6 % | 5,1 % | 6,9 % | 19,4 % | 36,0 % |
| Nettomarge | 7,0 % | 4,1 % | 6,0 % | 14,2 % | 28,6 % |
| KGV | 18,9 | 19,8 | 12,5 | 4,8 | 5,7 |
| Kurs-Umsatz-Verhältnis | 1,2 | 0,7 | 0,7 | 0,6 | 1,6 |
| Kurs-Buchwert-Verhältnis | 0,9 | 0,8 | 0,8 | 0,6 | 1,0 |
| Verschuldungsgrad | 1,4 | 1,4 | 1,5 | 1,6 | 1,0 |
| Liquidität 3. Grades | 0,9 | 0,2 | 0,2 | 0,2 | 0,3 |
| Dividendenrendite | 3,5 % | 4,4 % | 4,5 % | 6,4 % | 2,2 % |
| Unternehmenswert | 25,81 Mrd. | 19,99 Mrd. | 24,64 Mrd. | 22,47 Mrd. | 29,4 Mrd. |
| EV/EBITDA | 10,5 | 9,8 | 10,6 | 6,1 | 5,7 |
| Eigenkapitalrendite | 5,5 % | 4,8 % | 7,0 % | 13,3 % | 17,9 % |
| Kapitalrendite (ROIC) | 2,3 % | 1,7 % | 2,4 % | 4,4 % | 7,7 % |
| Free-Cashflow-Rendite | −4,6 % | 9,7 % | 17,0 % | 35,1 % | −6,2 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | −25,7 % | +2,5 % | +32,0 % | +13,1 % | −0,3 % |
| Bruttogewinn | −6,1 % | −5,2 % | −9,4 % | −8,2 % | +41,4 % |
| Operatives Ergebnis | +25,7 % | −24,2 % | −52,9 % | −39,2 % | +172,6 % |
| Nettogewinn | +27,5 % | −30,2 % | −44,2 % | −44,0 % | +182,0 % |
| Gewinn je Aktie | +31,7 % | −35,3 % | −44,7 % | −38,8 % | +185,4 % |
| Freier Cashflow | −160,6 % | −40,6 % | −33,8 % | +351,9 % | −85,5 % |
| Dividende je Aktie | +0,2 % | −0,2 % | +0,9 % | +48,4 % | +36,6 % |
Analysten
Einstufungen · Buy
- 1Stark kaufen
- 23Kaufen
- 13Halten
- 1Verkaufen
- 0Stark verkaufen
Kursziel
47,50
Durchschnitt · +23,28 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 9,09 Mrd. | 9,6 Mrd. | 9,91 Mrd. |
| Umsatz (Tief – Hoch) | 8,76 Mrd. – 9,26 Mrd. | 9 Mrd. – 9,89 Mrd. | 9,39 Mrd. – 10,26 Mrd. |
| Gewinn je Aktie (Ø) | 5,00 | 6,00 | 6,74 |
| Gewinn je Aktie (Tief – Hoch) | 4,74 – 5,16 | 5,44 – 6,32 | 5,21 – 7,44 |
| Analysten | 11 | 11 | 9 |
Letzte Änderungen
- UBS2. Nov. 2026Buy
- Truist Securities26. Okt. 2026Buy
- TD Cowen21. Okt. 2026Buy
- Barclays21. Okt. 2026Equal Weight
- Evercore ISI Group21. Okt. 2026Outperform → In Line
- JP Morgan21. Okt. 2026Overweight
- Morgan Stanley12. Okt. 2026Overweight → Equal Weight
- JP Morgan12. Okt. 2026Overweight
Quartalszahlen
Nächste Zahlen: 20. Jan. 2027| Okt. 2026 | Juli 2026 | Apr. 2026 | Jan. 2026 | Okt. 2025 | Juli 2025 | Apr. 2025 | Jan. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 1,34 | 1,22 | 0,93 | 1,01 | 1,00 | 0,81 | 0,42 | 0,57 |
| Gewinn je Aktie · Tatsächlich | 1,34 | 1,21 | 1,11 | 1,09 | 1,15 | 0,99 | 0,58 | 0,78 |
| Abweichung | 0,00 % | −0,82 % | +18,84 % | +7,92 % | +15,00 % | +21,92 % | +36,76 % | +36,36 % |
| Umsatz · Tatsächlich | 2,33 Mrd. | 2,28 Mrd. | 2,1 Mrd. | 2,12 Mrd. | 2,37 Mrd. | 2,28 Mrd. | 1,76 Mrd. | 2,24 Mrd. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 2. Nov. 2026 | 16. Nov. 2026 | 0,35 |
| 31. Juli 2026 | 14. Aug. 2026 | 0,30 |
| 1. Mai 2026 | 15. Mai 2026 | 0,30 |
| 2. Feb. 2026 | 17. Feb. 2026 | 0,30 |
| 31. Okt. 2025 | 14. Nov. 2025 | 0,30 |
| 1. Aug. 2025 | 15. Aug. 2025 | 0,30 |
| 1. Mai 2025 | 15. Mai 2025 | 0,30 |
| 31. Jan. 2025 | 14. Feb. 2025 | 0,30 |
| 1. Nov. 2024 | 15. Nov. 2024 | 0,30 |
| 1. Aug. 2024 | 15. Aug. 2024 | 0,30 |
| 30. Apr. 2024 | 15. Mai 2024 | 0,30 |
| 31. Jan. 2024 | 15. Feb. 2024 | 0,30 |
Aktiensplits
- 10. Apr. 2014310:1
Eigentümer
Institutionen
Q2 2026 · 13F
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- 95,22 %
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- 653
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Insider-Geschäfte
- Patterson Kathleen L.21. Okt. 2026 · officer: Chief HR & Corp CitizenshipVerkauf12.831 Aktien · 38,65
- Timmerman Douglas R.20. Okt. 2026 · officer: President, DFSVerkauf98.329 Aktien · 37,97
- Richard Stephanie N20. Okt. 2026 · officer: Chief Risk OfficerVerkauf9032 Aktien · 37,97
- Patterson Kathleen L.20. Okt. 2026 · officer: Chief HR & Corp CitizenshipVerkauf31.047 Aktien · 37,97
- Hutchinson Russell E.20. Okt. 2026 · officer: Chief Financial OfficerVerkauf21.074 Aktien · 37,97
- Hall William Cadik Jr.20. Okt. 2026 · officer: President - Corporate FinanceVerkauf10.614 Aktien · 37,97
- Reilly David30. Sept. 2026 · directorKauf864 Aktien · 37,62
- GIBBONS THOMAS P30. Sept. 2026 · directorKauf1263 Aktien · 37,62
Vergleichbare Unternehmen
Über das Unternehmen
Ally Financial Inc. operates as a digital-first financial services provider, offering a comprehensive suite of products and services to individual consumers, commercial enterprises, and corporate clients. Its primary operational footprint spans the United States and Canada. The company is structured into four main operating segments: 1. Automotive Finance Operations: This segment specializes in vehicle financing solutions. Offerings include retail installment sales contracts, loans, and operating leases for consumers, as well as term loans for dealerships. It also facilitates dealer floorplan financing, other lines of credit for dealers, warehouse lines for automotive retailers, and fleet financing. Furthermore, this division provides funding for companies and municipalities purchasing or leasing vehicles and offers vehicle remarketing services. 2. Insurance Operations: Through this segment, Ally provides consumer finance protection and various insurance products via the automotive dealer channel. It also extends commercial insurance products directly to dealerships. Key offerings include vehicle service and maintenance contracts, guaranteed asset protection (GAP) products, and underwriting for commercial coverages, primarily safeguarding dealers' vehicle inventory. 3. Mortgage Finance Operations: This division oversees a portfolio of consumer mortgage loans. Its activities encompass the bulk acquisition of jumbo and low-to-moderate income mortgage loans originated by third parties, alongside direct-to-consumer mortgage offerings. 4. Corporate Finance Operations: This segment delivers senior secured leveraged cash flow loans and asset-based lending solutions to middle-market companies. It also provides other leveraged loans and commercial real estate products, particularly catering to firms within the healthcare industry. Beyond its core segments, Ally Financial Inc. also furnishes a variety of commercial banking products and services, alongside securities brokerage and investment advisory services. The company, founded in 1919 and based in Detroit, Michigan, was previously known as GMAC Inc. before officially changing its name to Ally Financial Inc. in May 2010.
Führung
- Michael G. RhodesChief Executive Officer & Director
- Hope D. MehlmanChief Legal & Corporate Affairs Officer and Corporate Secretary
- Douglas R. TimmermanPresident of Dealer Financial Services
- Russell HutchinsonChief Financial Officer
- William C. Hall Jr.President of Corporate Finance
- Stephanie RichardChief Risk Officer
- CEO
- Michael G. Rhodes
- Mitarbeitende
- 10.300
- Hauptsitz
- Detroit, MI, US
- Sektor
- Financial Services
- Branche
- Financial - Credit Services
- Börsengang
- 28. Jan. 2014
- Website
- ally.com
Nachrichten
- MarketBeat · 5. Nov., 15:14Ally Financial Sees Auto Loan Losses on Target, Margin Growth Ahead Despite Lease Pressure
- Seeking Alpha · 5. Nov., 12:24Ally Financial Inc. (ALLY) Presents at BancAnalysts Association of Boston Conference 2026 Transcript
- PRNewsWire · 2. Nov., 15:30Ally Financial Recognized Among the Best Banks and Workplaces
- Seeking Alpha · 28. Okt., 12:01Dividend Announcements: October 17-23, 2026 (Part 2 Of 2)
- PRNewsWire · 27. Okt., 9:09Charlotte FC and Ally Announce Multi-Year Extension of Founding Partnership
- Seeking Alpha · 26. Okt., 21:47Ally Financial: Pay Less Than BV For This Auto Lending Giant
- Benzinga · 21. Okt., 11:58These Analysts Revise Their Forecasts On Ally Financial After Q3 Results
- 247 Wallst · 21. Okt., 8:02Here Are Wednesday’s Top Wall Street Analyst Research Calls: Applied Digital, Chipotle Mexican Grill, Cirrus Logic, Costco, Digital Realty Trust, Intuitive Surgical, Netflix, Robinhood Markets, Zscaler, and More
- Seeking Alpha · 21. Okt., 5:34Ally Financial: Q3 Delivered On The Three Things I Said I'd Watch
- Defense World · 21. Okt., 4:15Ally Financial Inc. (NYSE:ALLY) Stock Has Average Price Target of $50.00
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