Alerus Financial Corporation
ALRS · NASDAQ Capital Market · USD
34,67USD
−0,11 (−0,32 %)Stand 11. Nov., 20:31
Kennzahlen
- Eröffnung
- 34,78
- Vortag
- 34,78
- Tagesspanne
- 34,55 – 34,93
- 52 Wochen
- 20,93 – 35,49
- Volumen
- 40.980,44
- Ø Volumen
- 174.619
- Börsenwert
- 857,93 Mio. $
- KGV
- 28,7
- Gewinn je Aktie (TTM)
- 1,19
- Dividendenrendite
- 2,5 %
- Beta
- 0,7
- Nächste Zahlen
- 27. Jan. 2027
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 327,86 Mio. | 338,29 Mio. | 243,26 Mio. | 224,58 Mio. | 235,79 Mio. |
| Herstellungskosten | 107,69 Mio. | 132,68 Mio. | 79,1 Mio. | 15,85 Mio. | 2,06 Mio. |
| Bruttogewinn | 220,16 Mio. | 205,61 Mio. | 164,16 Mio. | 208,77 Mio. | 233,74 Mio. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 101,29 Mio. | 90,56 Mio. | 79,32 Mio. | 83,91 Mio. | 96,57 Mio. |
| Operatives Ergebnis | 22,59 Mio. | 23,16 Mio. | 15,85 Mio. | 52,18 Mio. | 69,08 Mio. |
| EBITDA | 39,88 Mio. | 38,04 Mio. | 24,36 Mio. | 60,42 Mio. | 77,89 Mio. |
| Nettogewinn | 17,44 Mio. | 17,78 Mio. | 11,7 Mio. | 40,01 Mio. | 52,68 Mio. |
| Gewinn je Aktie (verwässert) | 0,68 | 0,83 | 0,58 | 2,10 | 2,97 |
Umsatz nach Segment
Produkte · FY 2025
- Retirement and Benefit Services65,89 Mio. $63,74 %+2,36 %
- Wealth Management28,27 Mio. $27,34 %+8,00 %
- Interchange Fees3,37 Mio. $3,26 %+46,88 %
- Deposit Account2,77 Mio. $2,68 %+40,08 %
- Transactional Fees1,88 Mio. $1,82 %+37,70 %
- Other Noninterest1,2 Mio. $1,16 %−31,37 %
Anteil · ggü. Vorjahr (FY 2024)
Bewertung
Letzte 12 Monate
- KGV
- 28,7
- Kurs-Umsatz-Verhältnis
- 2,5
- Kurs-Buchwert-Verhältnis
- 1,5
- PEG
- -0,7
- Bruttomarge
- 73,0 %
- Operative Marge
- 11,1 %
- Nettomarge
- 8,9 %
- Verschuldungsgrad
- 0,7
- EV/EBITDA
- 23,7
- Eigenkapitalrendite
- 5,2 %
- Kapitalrendite (ROIC)
- 8,5 %
- Free-Cashflow-Rendite
- 13,0 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 67,2 % | 60,8 % | 67,5 % | 93,0 % | 99,1 % |
| Operative Marge | 6,9 % | 6,8 % | 6,5 % | 23,2 % | 29,3 % |
| Nettomarge | 5,3 % | 5,3 % | 4,8 % | 17,8 % | 22,3 % |
| KGV | 32,6 | 22,9 | 37,9 | 11,0 | 9,7 |
| Kurs-Umsatz-Verhältnis | 1,7 | 1,2 | 1,8 | 1,9 | 2,1 |
| Kurs-Buchwert-Verhältnis | 1,0 | 0,8 | 1,2 | 1,2 | 1,4 |
| Verschuldungsgrad | 0,8 | 0,6 | 1,0 | 1,2 | 0,2 |
| Liquidität 3. Grades | 0,3 | 0,2 | 0,2 | 0,2 | 0,4 |
| Dividendenrendite | 3,6 % | 3,8 % | 3,3 % | 2,9 % | 2,1 % |
| Unternehmenswert | 944,91 Mio. | 660,73 Mio. | 695,04 Mio. | 819,83 Mio. | 324,19 Mio. |
| EV/EBITDA | 23,7 | 17,4 | 28,5 | 13,6 | 4,2 |
| Eigenkapitalrendite | 3,1 % | 3,6 % | 3,2 % | 11,2 % | 14,7 % |
| Kapitalrendite (ROIC) | 5,1 % | 2,0 % | 1,4 % | 5,0 % | 12,5 % |
| Free-Cashflow-Rendite | 10,3 % | 4,1 % | 5,8 % | 23,2 % | 29,4 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | −3,1 % | +39,1 % | +8,3 % | −4,8 % | −1,7 % |
| Bruttogewinn | +7,1 % | +25,3 % | −21,4 % | −10,7 % | +7,9 % |
| Operatives Ergebnis | −2,4 % | +46,1 % | −69,6 % | −24,5 % | +18,0 % |
| Nettogewinn | −1,9 % | +52,0 % | −70,8 % | −24,1 % | +17,9 % |
| Gewinn je Aktie | −18,1 % | +43,1 % | −72,4 % | −29,3 % | +17,9 % |
| Freier Cashflow | +254,6 % | −35,7 % | −74,5 % | −31,7 % | +668,3 % |
| Dividende je Aktie | +11,8 % | −1,4 % | +8,3 % | +9,8 % | +3,0 % |
Analysten
Einstufungen · Hold
- 1Stark kaufen
- 1Kaufen
- 3Halten
- 0Verkaufen
- 0Stark verkaufen
Kursziel
37,00
Durchschnitt · +6,72 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 316,38 Mio. | 325,54 Mio. | 338,74 Mio. |
| Umsatz (Tief – Hoch) | 315,49 Mio. – 317,26 Mio. | 322,15 Mio. – 328,92 Mio. | 334,85 Mio. – 344,13 Mio. |
| Gewinn je Aktie (Ø) | 3,11 | 2,92 | 3,05 |
| Gewinn je Aktie (Tief – Hoch) | 3,09 – 3,13 | 2,87 – 2,99 | 2,92 – 3,18 |
| Analysten | 4 | 4 | 4 |
Letzte Änderungen
- Keefe, Bruyette & Woods30. Okt. 2026Market Perform
- Piper Sandler2. Okt. 2026Neutral → Overweight
- Keefe, Bruyette & Woods31. Juli 2026Market Perform
- Piper Sandler31. Juli 2026Neutral
- Piper Sandler26. Juni 2026Neutral
- DA Davidson1. Mai 2026Neutral
- Keefe, Bruyette & Woods1. Mai 2026Market Perform
- Piper Sandler1. Mai 2026Neutral
Quartalszahlen
Nächste Zahlen: 27. Jan. 2027| Okt. 2026 | Juli 2026 | Apr. 2026 | Jan. 2026 | Okt. 2025 | Juli 2025 | Apr. 2025 | Jan. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 0,66 | 0,77 | 0,58 | 0,57 | 0,59 | 0,56 | 0,43 | 0,39 |
| Gewinn je Aktie · Tatsächlich | 0,71 | 0,80 | 0,89 | 0,85 | 0,66 | 0,72 | 0,56 | 0,44 |
| Abweichung | +7,58 % | +4,44 % | +53,45 % | +49,12 % | +11,86 % | +28,57 % | +30,23 % | +12,82 % |
| Umsatz · Tatsächlich | 79,52 Mio. | 80 Mio. | 75,76 Mio. | 77,83 Mio. | 71,54 Mio. | 73,86 Mio. | 68,25 Mio. | 67,65 Mio. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 25. Sept. 2026 | 9. Okt. 2026 | 0,22 |
| 26. Juni 2026 | 10. Juli 2026 | 0,22 |
| 27. März 2026 | 10. Apr. 2026 | 0,21 |
| 26. Dez. 2025 | 9. Jan. 2026 | 0,21 |
| 26. Sept. 2025 | 10. Okt. 2025 | 0,21 |
| 27. Juni 2025 | 11. Juli 2025 | 0,21 |
| 14. März 2025 | 11. Apr. 2025 | 0,20 |
| 27. Dez. 2024 | 17. Jan. 2025 | 0,20 |
| 13. Sept. 2024 | 11. Okt. 2024 | 0,20 |
| 14. Juni 2024 | 15. Juli 2024 | 0,20 |
| 14. März 2024 | 12. Apr. 2024 | 0,19 |
| 26. Dez. 2023 | 12. Jan. 2024 | 0,19 |
Aktiensplits
- 15. Sept. 20143:1
- 12. Apr. 20042:1
Eigentümer
Institutionen
Q2 2026 · 13F
- Anteil institutioneller Investoren
- 64,82 %
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- 164
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Insider-Geschäfte
- Newman Randy L22. Sept. 2026 · directorVerkauf89.923 Aktien
- Koob Kari14. Sept. 2026 · officer: SVP, ControllerVerkauf597 Aktien · 33,13
- Bolton Jeffrey1. Sept. 2026 · directorKauf1000 Aktien · 32,45
- Koob Kari3. Juli 2026 · officer: SVP, ControllerVerkauf102 Aktien · 31,11
- Koob Kari1. Juli 2026 · officer: SVP, ControllerVerkauf140 Aktien · 31,10
- Bolton Jeffrey27. Mai 2026 · directorKauf1000 Aktien · 28,72
- Coughlin Daniel E22. Mai 2026 · directorKauf1772 Aktien
- Bolton Jeffrey22. Mai 2026 · directorKauf1772 Aktien
Vergleichbare Unternehmen
Über das Unternehmen
Alerus Financial Corporation, operating primarily through its subsidiary Alerus Financial, National Association, delivers a broad spectrum of financial services to both commercial clients and individual consumers. The company organizes its operations across four distinct segments: Banking, Retirement and Benefit Services, Wealth Management, and Mortgage. Within its Banking segment, Alerus provides a comprehensive array of deposit solutions, including checking, savings, money market, and certificate of deposit accounts. It also supports businesses with robust treasury management products like electronic receivables management, remote deposit capture, cash vault services, and other cash management tools. Lending solutions encompass various commercial loans, such as business term loans, lines of credit, commercial real estate financing, and construction and land development loans, alongside consumer offerings like residential first and second mortgages and installment loans. The Retirement and Benefit Services division focuses on administering retirement plans, providing investment advisory services, managing employee stock ownership plans (ESOPs), and offering payroll, health savings accounts (HSAs), and other employee benefits, including individual retirement accounts (IRAs). Through Wealth Management, clients can access financial planning, investment management, personal and corporate trust services, estate administration, and custodial solutions. Additional offerings extend to debit and credit cards, modern online and mobile banking platforms, secure payment solutions, and exclusive private banking privileges, as well as flex spending accounts and government health insurance program services. Geographically, the company's banking services are delivered through fourteen offices located in North Dakota, Minnesota, and Arizona. Its Retirement and Benefit Services, however, boast a national footprint, serving clients in all 50 states from offices situated in Michigan, Minnesota, and Colorado. Founded in 1879, Alerus Financial Corporation was originally known as First National Bank North Dakota before adopting its current name in 2000. The company maintains its headquarters in Grand Forks, North Dakota.
Führung
- Katie A. LorensonPresident, CEO & Member of Board of Directors
- Jim R. CollinsExecutive Vice President and Chief Banking & Revenue Officer
- Karin TaylorExecutive Vice President & Chief Operating Officer
- Forrest Rexford WilsonExecutive Vice President & Chief Retirement Services Officer
- Alan A. VillalonExecutive Vice President & Chief Financial Officer
- Daniel Edmund CoughlinExecutive Chairman
- CEO
- Katie A. Lorenson
- Mitarbeitende
- 843
- Hauptsitz
- Grand Forks, ND, US
- Sektor
- Financial Services
- Branche
- Banks - Regional
- Börsengang
- 20. März 2003
- Website
- alerus.com
Nachrichten
- Seeking Alpha · 5. Nov., 5:45Recent Quarterly Results Support Continued Confidence In Alerus Financial
- Seeking Alpha · 29. Okt., 14:18Alerus Financial Corporation (ALRS) Q3 2026 Earnings Call Transcript
- MarketBeat · 29. Okt., 14:16What Alerus Financial (ALRS) Said on Its Q3 Earnings Call
- Zacks Investment Research · 28. Okt., 20:31Alerus (ALRS) Q3 Earnings and Revenues Beat Estimates
- Zacks Investment Research · 28. Okt., 20:01Alerus (ALRS) Reports Q3 Earnings: What Key Metrics Have to Say
- GlobeNewsWire · 28. Okt., 16:30Alerus Financial Corporation Reports Third Quarter 2026 Net Income of $19.2 Million
- Seeking Alpha · 2. Okt., 18:18Dividend Champion, Contender, And Challenger Highlights: Week October 4
- GlobeNewsWire · 1. Okt., 16:30Alerus Financial Corporation to Announce Third Quarter Financial Results on Wednesday, October 28
- Zacks Investment Research · 22. Sept., 9:36Implied Volatility Surging for Alerus Financial Stock Options
- Defense World · 1. Sept., 4:28Connor Clark & Lunn Investment Management Ltd. Purchases New Shares in Alerus Financial $ALRS
Kurse mindestens 15 Minuten verzögert. Daten: Financial Modeling Prep. Keine Anlageberatung.