Bank of the James Financial Group, Inc.
BOTJ · NASDAQ Capital Market · USD
24,79USD
+0,35 (+1,43 %)Stand 9. Nov., 21:00
Nachbörslich24,790,00 (0,00 %)19:30 ET
Kennzahlen
- Eröffnung
- 24,61
- Vortag
- 24,44
- Tagesspanne
- 24,40 – 24,93
- 52 Wochen
- 16,49 – 30,84
- Volumen
- 9209
- Ø Volumen
- 37.550
- Börsenwert
- 112,63 Mio. $
- KGV
- 9,4
- Gewinn je Aktie (TTM)
- 2,65
- Dividendenrendite
- 1,6 %
- Beta
- 0,2
- Nächste Zahlen
- –
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 62,51 Mio. | 58,96 Mio. | 51,42 Mio. | 44,17 Mio. | 39,29 Mio. |
| Herstellungskosten | 13,81 Mio. | 14,75 Mio. | 9,44 Mio. | 1,25 Mio. | 1,6 Mio. |
| Bruttogewinn | 48,69 Mio. | 44,21 Mio. | 41,98 Mio. | 42,92 Mio. | 37,69 Mio. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 22,35 Mio. | 21,05 Mio. | 20,18 Mio. | 19,62 Mio. | 18,33 Mio. |
| Operatives Ergebnis | 11,15 Mio. | 9,92 Mio. | 10,28 Mio. | 11,11 Mio. | 9,45 Mio. |
| EBITDA | 13,03 Mio. | 11,86 Mio. | 12,25 Mio. | 13,72 Mio. | 11,51 Mio. |
| Nettogewinn | 9,02 Mio. | 7,94 Mio. | 8,7 Mio. | 8,96 Mio. | 7,59 Mio. |
| Gewinn je Aktie (verwässert) | 1,99 | 1,75 | 1,91 | 1,91 | 1,60 |
Umsatz nach Segment
Produkte · FY 2025
- Community Banking39,3 Mio. $67,11 %+9,19 %
- All Other Segments9,08 Mio. $15,50 %+15,24 %
- Investment Advisory Services5,33 Mio. $9,10 %+10,01 %
- Mortgage4,85 Mio. $8,29 %+7,99 %
Anteil · ggü. Vorjahr (FY 2024)
Bewertung
Letzte 12 Monate
- KGV
- 9,4
- Kurs-Umsatz-Verhältnis
- 1,8
- Kurs-Buchwert-Verhältnis
- 1,4
- PEG
- 0,2
- Bruttomarge
- 78,3 %
- Operative Marge
- 18,1 %
- Nettomarge
- 19,4 %
- Verschuldungsgrad
- 0,1
- EV/EBITDA
- 7,9
- Eigenkapitalrendite
- 14,9 %
- Kapitalrendite (ROIC)
- 3,2 %
- Free-Cashflow-Rendite
- 10,7 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 77,9 % | 75,0 % | 81,6 % | 97,2 % | 95,9 % |
| Operative Marge | 17,8 % | 16,8 % | 20,0 % | 25,2 % | 24,1 % |
| Nettomarge | 14,4 % | 13,5 % | 16,9 % | 20,3 % | 19,3 % |
| KGV | 9,3 | 9,1 | 6,4 | 6,2 | 9,7 |
| Kurs-Umsatz-Verhältnis | 1,4 | 1,2 | 1,1 | 1,3 | 1,9 |
| Kurs-Buchwert-Verhältnis | 1,1 | 1,1 | 0,9 | 1,1 | 1,1 |
| Verschuldungsgrad | 0,1 | 0,3 | 0,3 | 0,4 | 0,3 |
| Liquidität 3. Grades | 496,4 | 0,0 | 0,3 | 0,3 | 0,2 |
| Dividendenrendite | 2,2 % | 2,5 % | 2,6 % | 2,4 % | 1,7 % |
| Unternehmenswert | 64,67 Mio. | 68,16 Mio. | 50,07 Mio. | 46,42 Mio. | 65,08 Mio. |
| EV/EBITDA | 5,0 | 5,7 | 4,1 | 3,4 | 5,7 |
| Eigenkapitalrendite | 11,3 % | 12,2 % | 14,5 % | 17,8 % | 10,9 % |
| Kapitalrendite (ROIC) | 0,9 % | 8,3 % | 9,6 % | 11,2 % | 7,5 % |
| Free-Cashflow-Rendite | 12,4 % | 8,3 % | 14,2 % | 14,5 % | 18,3 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | +6,0 % | +14,7 % | +16,4 % | +12,4 % | −0,7 % |
| Bruttogewinn | +10,1 % | +5,3 % | −2,2 % | +13,9 % | +16,1 % |
| Operatives Ergebnis | +12,3 % | −3,5 % | −7,5 % | +17,6 % | +53,0 % |
| Nettogewinn | +13,6 % | −8,7 % | −2,8 % | +18,1 % | +52,4 % |
| Gewinn je Aktie | +13,7 % | −8,4 % | 0,0 % | +19,4 % | +53,8 % |
| Freier Cashflow | +76,1 % | −24,7 % | −2,5 % | −39,6 % | +289,8 % |
| Dividende je Aktie | −0,1 % | +25,0 % | +10,2 % | +8,5 % | +5,2 % |
Analysten
Einstufungen
Gerade nicht verfügbar.
Kursziel
Gerade nicht verfügbar.
Quartalszahlen
| Okt. 2026 | Juli 2026 | Apr. 2026 | Feb. 2026 | Okt. 2025 | Aug. 2025 | Apr. 2025 | Jan. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | – | – | – | – | – | – | – | – |
| Gewinn je Aktie · Tatsächlich | 0,73 | 0,71 | 0,61 | 0,60 | 0,61 | 0,60 | 0,19 | 0,36 |
| Abweichung | – | – | – | – | – | – | – | – |
| Umsatz · Tatsächlich | 17,06 Mio. | 16,76 Mio. | 11,85 Mio. | 16,34 Mio. | – | 15,45 Mio. | 14,33 Mio. | 11,57 Mio. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 20. Nov. 2026 | 4. Dez. 2026 | 0,15 |
| 21. Aug. 2026 | 4. Sept. 2026 | 0,10 |
| 22. Mai 2026 | 5. Juni 2026 | 0,10 |
| 17. Feb. 2026 | 6. März 2026 | 0,10 |
| 21. Nov. 2025 | 5. Dez. 2025 | 0,10 |
| 12. Sept. 2025 | 26. Sept. 2025 | 0,10 |
| 6. Juni 2025 | 20. Juni 2025 | 0,10 |
| 7. März 2025 | 21. März 2025 | 0,10 |
| 22. Nov. 2024 | 6. Dez. 2024 | 0,10 |
| 6. Sept. 2024 | 20. Sept. 2024 | 0,10 |
| 7. Juni 2024 | 21. Juni 2024 | 0,10 |
| 29. Feb. 2024 | 15. März 2024 | 0,10 |
Aktiensplits
- 24. Juni 202111:10
- 17. Juni 201011:10
- 12. Juni 200921:20
- 13. Juni 200811:10
- 15. Juni 200711:10
- 13. März 20065:4
Eigentümer
Institutionen
Q2 2026 · 13F
- Anteil institutioneller Investoren
- 31,72 %
- Investoren mit 13F-Meldung
- 45
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- GEODE CAPITAL MANAGEMENT, LLC0,93 %42.202
- BRIDGEWAY CAPITAL MANAGEMENT, LLC0,83 %37.682
Insider-Geschäfte
- BRYANT WILLIAM C III6. Nov. 2026 · directorKauf707 Aktien · 24,00
- ADDISON LEWIS C10. Aug. 2026 · directorKauf70 Aktien · 27,22
- SYREK MICHAEL A7. Aug. 2026 · officer: President - Bank of the JamesKauf100 Aktien · 27,05
- FOSTER WATT R JR6. Aug. 2026 · directorKauf447 Aktien · 28,01
- BRYANT WILLIAM C III6. Aug. 2026 · directorKauf650 Aktien · 27,10
- JAMERSON PHILLIP C7. Mai 2026 · directorKauf1000 Aktien · 23,40
- ADDISON LEWIS C7. Mai 2026 · directorKauf82 Aktien · 23,18
- BRYANT WILLIAM C III6. Mai 2026 · directorKauf1043 Aktien · 23,11
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Über das Unternehmen
Bank of the James Financial Group, Inc. serves as the holding company for Bank of the James, which delivers a full spectrum of retail and commercial banking services. Its clientele spans individuals, businesses, various organizations and associations, and government entities across Virginia, within the United States. The institution offers a diverse range of deposit products, including checking, savings, individual retirement (IRA), and health savings accounts (HSA), as well as time deposits like money market accounts and certificates of deposit. On the lending front, the company provides credit facilities to small and medium-sized businesses for acquiring equipment, upgrading facilities, purchasing inventory, and fulfilling general working capital requirements. It also specializes in financing commercial and residential construction and development projects, extending commercial real estate mortgages, and originating residential home loans. For consumers, the bank offers both secured and unsecured loan options, such as lines of credit (including overdraft protection), personal, automobile, installment, demand, and home equity loans for personal, family, or household use. Beyond these core offerings, Bank of the James provides additional services like safe deposit boxes, traveler's checks, automated direct deposits for payroll and social security, automatic payment drafts for various accounts, treasury management solutions, and credit card merchant services. The Group further extends its reach into wealth management through securities brokerage and investment services. Modern banking needs are met with telephone and internet banking services, which include online bill payment, and it also acts as an agent for insurance and annuity products. The company conducts its operations through a network consisting of 16 full-service branches, 2 limited-service offices, and one dedicated residential mortgage loan origination office. Founded in 1998, its corporate headquarters are located in Lynchburg, Virginia.
Führung
- Robert R. ChapmanPresident, CEO & Vice Chairman
- Michael A. SyrekPresident of Bank of the James
- Bradford K. HarrisMarket President - Roanoke Valley
- Brandon FarmerExecutive Vice President & Chief Operating Officer
- Brian E. CashPresident of Bank of the James Mortgage
- Eric J. Sorenson Jr.Principal Financial & Accounting Officer, Secretary, Treasurer and Director
- CEO
- Robert R. Chapman
- Mitarbeitende
- 169
- Hauptsitz
- Lynchburg, VA, US
- Sektor
- Financial Services
- Branche
- Banks - Regional
- Börsengang
- 10. Aug. 2000
- Website
- bankofthejames.bank
Nachrichten
- Defense World · 7. Nov., 5:25Bank of the James Financial Group (NASDAQ:BOTJ) Shares Cross Above 200 Day Moving Average – Here’s What Happened
- Zacks Investment Research · 4. Nov., 14:31Bank of the James Q3 Earnings Rise Y/Y on Higher Interest Income
- GlobeNewsWire · 30. Okt., 12:00Bank of the James Financial Group Announces Third Quarter of 2026 and First Nine Months of 2026 Financial Results and Declaration of Cash Dividend; Increases Quarterly Cash Dividend by 50%
- Defense World · 19. Okt., 8:46Contrasting Bank of the James Financial Group (NASDAQ:BOTJ) & Erste Group Bank (OTCMKTS:EBKDY)
- Defense World · 27. Aug., 2:22Bank of the James Financial Group (NASDAQ:BOTJ) Shares Cross Above Two Hundred Day Moving Average – Should You Sell?
Kurse mindestens 15 Minuten verzögert. Daten: Financial Modeling Prep. Keine Anlageberatung.