Fiserv, Inc.
FISV · NASDAQ Global Select · USD
63,52USD
+0,64 (+1,02 %)Stand 9. Nov., 21:00
Nachbörslich63,16−0,36 (−0,57 %)19:18 ET
Kennzahlen
- Eröffnung
- 63,10
- Vortag
- 62,88
- Tagesspanne
- 62,81 – 64,06
- 52 Wochen
- 43,88 – 238,59
- Volumen
- 7,08 Mio.
- Ø Volumen
- 7,26 Mio.
- Börsenwert
- 33,78 Mrd. $
- KGV
- -8,6
- Gewinn je Aktie (TTM)
- -7,42
- Dividendenrendite
- 0,0 %
- Beta
- 0,8
- Nächste Zahlen
- 9. Feb. 2027
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 21,19 Mrd. | 20,46 Mrd. | 19,09 Mrd. | 17,74 Mrd. | 16,23 Mrd. |
| Herstellungskosten | 8,61 Mrd. | 8,01 Mrd. | 7,67 Mrd. | 7,99 Mrd. | 8,13 Mrd. |
| Bruttogewinn | 12,58 Mrd. | 12,44 Mrd. | 11,42 Mrd. | 9,75 Mrd. | 8,1 Mrd. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 6,88 Mrd. | 6,56 Mrd. | 6,58 Mrd. | 6,06 Mrd. | 5,81 Mrd. |
| Operatives Ergebnis | 5,7 Mrd. | 5,88 Mrd. | 5,01 Mrd. | 3,74 Mrd. | 2,29 Mrd. |
| EBITDA | 8,96 Mrd. | 8,84 Mrd. | 8,02 Mrd. | 6,83 Mrd. | 5,56 Mrd. |
| Nettogewinn | 3,48 Mrd. | 3,13 Mrd. | 3,07 Mrd. | 2,53 Mrd. | 1,33 Mrd. |
| Gewinn je Aktie (verwässert) | 6,34 | 5,38 | 4,98 | 3,90 | 1,99 |
Umsatz nach Segment
Produkte · FY 2024
- Processing And Services16,64 Mrd. $81,33 %
- Product3,82 Mrd. $18,67 %
Anteil · ggü. Vorjahr (FY 2023)
Regionen · FY 2020
- United States155,24 Mio. $39,77 %
- EMEA101,69 Mio. $26,05 %
- Latin America87,52 Mio. $22,42 %
- Asia Pacific34,09 Mio. $8,73 %
- Other Geographical Areas11,81 Mio. $3,03 %
Anteil · ggü. Vorjahr (FY –)
Bewertung
Letzte 12 Monate
- KGV
- -8,6
- Kurs-Umsatz-Verhältnis
- 1,6
- Kurs-Buchwert-Verhältnis
- 1,6
- PEG
- 0,0
- Bruttomarge
- 45,7 %
- Operative Marge
- −11,9 %
- Nettomarge
- −18,9 %
- Verschuldungsgrad
- 1,3
- EV/EBITDA
- 94,8
- Eigenkapitalrendite
- −15,7 %
- Kapitalrendite (ROIC)
- −4,8 %
- Free-Cashflow-Rendite
- 9,3 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 59,4 % | 60,8 % | 59,8 % | 54,9 % | 49,9 % |
| Operative Marge | 26,9 % | 28,7 % | 26,3 % | 21,1 % | 14,1 % |
| Nettomarge | 16,4 % | 15,3 % | 16,1 % | 14,3 % | 8,2 % |
| KGV | 10,6 | 38,0 | 26,5 | 25,7 | 51,6 |
| Kurs-Umsatz-Verhältnis | 1,7 | 5,8 | 4,3 | 3,7 | 4,2 |
| Kurs-Buchwert-Verhältnis | 1,4 | 4,4 | 2,7 | 2,1 | 2,2 |
| Verschuldungsgrad | 1,1 | 0,9 | 0,8 | 0,7 | 0,7 |
| Liquidität 3. Grades | 1,0 | 1,1 | 1,0 | 1,0 | 1,0 |
| Dividendenrendite | 0,0 % | 0,0 % | 0,0 % | 0,0 % | 0,0 % |
| Unternehmenswert | 65,2 Mrd. | 142,6 Mrd. | 103,29 Mrd. | 85,56 Mrd. | 89,17 Mrd. |
| EV/EBITDA | 7,3 | 16,1 | 12,9 | 12,5 | 16,0 |
| Eigenkapitalrendite | 13,5 % | 11,6 % | 10,3 % | 8,2 % | 4,3 % |
| Kapitalrendite (ROIC) | 8,0 % | 8,7 % | 6,9 % | 5,3 % | 3,1 % |
| Free-Cashflow-Rendite | 11,7 % | 4,3 % | 4,6 % | 4,8 % | 4,2 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | +3,6 % | +7,1 % | +7,6 % | +9,3 % | +9,3 % |
| Bruttogewinn | +1,1 % | +8,9 % | +17,2 % | +20,3 % | +15,0 % |
| Operatives Ergebnis | −3,1 % | +17,3 % | +34,1 % | +63,5 % | +23,5 % |
| Nettogewinn | +11,1 % | +2,1 % | +21,3 % | +89,7 % | +39,2 % |
| Gewinn je Aktie | +17,8 % | +8,0 % | +27,7 % | +96,0 % | +42,1 % |
| Freier Cashflow | −15,1 % | +34,1 % | +20,2 % | +9,2 % | −11,5 % |
| Dividende je Aktie | 0,0 % | 0,0 % | 0,0 % | 0,0 % | 0,0 % |
Analysten
Einstufungen · Buy
- 0Stark kaufen
- 34Kaufen
- 27Halten
- 0Verkaufen
- 0Stark verkaufen
Kursziel
53,70
Durchschnitt · −15,46 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 19,53 Mrd. | 20,18 Mrd. | 20,88 Mrd. |
| Umsatz (Tief – Hoch) | 19,46 Mrd. – 19,58 Mrd. | 19,84 Mrd. – 20,38 Mrd. | 20,5 Mrd. – 21,26 Mrd. |
| Gewinn je Aktie (Ø) | 7,27 | 7,94 | 8,98 |
| Gewinn je Aktie (Tief – Hoch) | 7,21 – 7,34 | 7,68 – 8,13 | 7,95 – 10,17 |
| Analysten | 22 | 22 | 9 |
Letzte Änderungen
- Keefe, Bruyette & Woods4. Nov. 2026Outperform
- JP Morgan4. Nov. 2026Neutral
- UBS4. Nov. 2026Neutral
- TD Cowen4. Nov. 2026Hold
- Argus Research4. Nov. 2026Hold → Buy
- Citigroup4. Nov. 2026Neutral
- Barclays4. Nov. 2026Equal Weight
- RBC Capital4. Nov. 2026Outperform
Quartalszahlen
Nächste Zahlen: 9. Feb. 2027| Nov. 2026 | Aug. 2026 | Mai 2026 | Feb. 2026 | Okt. 2025 | Juli 2025 | Apr. 2025 | Feb. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 1,72 | 1,91 | 1,57 | 1,90 | 2,64 | 2,43 | 2,08 | 2,48 |
| Gewinn je Aktie · Tatsächlich | 1,75 | 1,84 | 1,79 | 1,99 | 2,04 | 2,47 | 2,14 | 2,51 |
| Abweichung | +1,74 % | −3,66 % | +14,01 % | +4,74 % | −22,73 % | +1,65 % | +2,88 % | +1,21 % |
| Umsatz · Tatsächlich | 4,85 Mrd. | 4,96 Mrd. | 4,68 Mrd. | 4,9 Mrd. | 5,26 Mrd. | 5,52 Mrd. | 5,13 Mrd. | 5,25 Mrd. |
Dividenden und Splits
Keine Dividenden gezahlt.
Aktiensplits
- 20. März 20182:1
- 17. Dez. 20132:1
- 4. Sept. 20013:2
- 3. Mai 19993:2
- 1. Juni 19983:2
- 3. Mai 19933:2
Eigentümer
Institutionen
Q2 2026 · 13F
- Anteil institutioneller Investoren
- 89,92 %
- Investoren mit 13F-Meldung
- 1.216
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Insider-Geschäfte
- NELSON ERIC CHRISTIAN1. Okt. 2026 · officer: EVP and Chief Legal OfficerVerkauf0 Aktien
- COHEN STEPHANIE30. Sept. 2026 · directorKauf775 Aktien
- DE CASTRO HENRIQUE30. Sept. 2026 · directorKauf720 Aktien
- DiSimone Harry30. Sept. 2026 · directorKauf775 Aktien
- Dufetel Celine S30. Sept. 2026 · directorKauf775 Aktien
- FRITZ LANCE M30. Sept. 2026 · directorKauf858 Aktien
- NELSON ERIC CHRISTIAN26. Feb. 2024 · officer: EVP and Chief Legal OfficerVerkauf3920 Aktien · 112,87
- NELSON ERIC CHRISTIAN20. Feb. 2022 · officer: EVP and Chief Legal OfficerVerkauf3166 Aktien · 84,73
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Über das Unternehmen
Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat, its omnichannel commerce platform; Clover, a cloud-native platform for point-of-sale and business management; and Clover Connect, designed for independent software vendors. This segment reaches clients via diverse distribution channels, including direct sales, agent networks, ISVs, and financial institution partnerships. The Fintech segment supports financial institutions in managing core functions like customer deposit and loan accounts, general ledgers, and central information repositories. Further services extend to digital banking, financial and risk management, specialized consulting, and item processing solutions. The Payments segment facilitates a wide array of card-based transactions, including processing for debit, credit, and prepaid cards. It also delivers security and fraud safeguards, card manufacturing, print services, and various network functionalities. Beyond cards, this segment offers digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, and electronic billing, complemented by security features. Fiserv caters to a broad clientele, including businesses, banks, credit unions, other financial institutions, merchants, and corporate enterprises. Established in 1984, Fiserv, Inc. maintains its corporate headquarters in Brookfield, Wisconsin.
Führung
- Guy ChiarelloChief Operating Officer
- Frank J. BisignanoChief Executive Officer & Chairman
- James W. CoxHead of Corporate Development
- John GibbonsHead of Financial Institutions Group
- Robert W. HauChief Financial Officer
- Adam L. RosmanChief Administrative Officer & Chief Legal Officer
- CEO
- Takis Georgakopoulos
- Mitarbeitende
- 38.000
- Hauptsitz
- Milwaukee, WI, US
- Sektor
- Technology
- Branche
- Information Technology Services
- Börsengang
- 25. Sept. 1986
- Website
- fiserv.com
Nachrichten
- 24/7 Wall Street · 8. Nov., 16:17Michael Burry Is Betting a Buyer Will Pay Up to $120 a Share for Fiserv
- Defense World · 5. Nov., 1:21Stock Traders Buy Large Volume of Fiserv Call Options (NASDAQ:FISV)
- Benzinga · 4. Nov., 8:19Fiserv Analysts Boost Their Forecasts After Upbeat Q3 Results
- 247 Wallst · 4. Nov., 7:51Buy, Sell, or Hold? Wednesday’s Top Upgrades and Downgrades: Adobe, Apple, Duolingo, Exxon Mobil, Fiserv, Fortinet, Gartner, Lockheed Martin, Skyworks Solutions, Visa and More
- The Motley Fool · 3. Nov., 19:58Why Fiserv Stock Triumphed on Tuesday
- GlobeNewsWire · 3. Nov., 15:00Fiserv Small Business Index Shows Sales Momentum Heading into Holiday Season
- MarketBeat · 3. Nov., 13:17What Fiserv (FISV) Said on Its Q3 Earnings Call
- Zacks Investment Research · 3. Nov., 12:20Fiserv Q3 Earnings Beat Estimates, Revenues Decline Y/Y
- Seeking Alpha · 3. Nov., 11:16Fiserv, Inc. (FISV) Q3 2026 Earnings Call Transcript
- Seeking Alpha · 3. Nov., 10:34Fiserv Q3 Review: Positive Inflection Is Approaching
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