Joint Stock Company Kaspi.kz
KSPI · NASDAQ Global Select · USD
90,00USD
−1,68 (−1,83 %)Stand 9. Nov., 18:39
Kennzahlen
- Eröffnung
- 90,09
- Vortag
- 91,68
- Tagesspanne
- 89,22 – 92,09
- 52 Wochen
- 68,59 – 109,94
- Volumen
- 567.988,35
- Ø Volumen
- 510.850
- Börsenwert
- 17,1 Mrd. $
- KGV
- 7,4
- Gewinn je Aktie (TTM)
- 5.475,95
- Dividendenrendite
- 6,3 %
- Beta
- 0,1
- Nächste Zahlen
- –
Finanzen
| KZT | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 3,94 Bio. | 2,52 Bio. | 1,89 Bio. | 1,27 Bio. | 885,48 Mrd. |
| Herstellungskosten | 1,04 Bio. | 949,47 Mrd. | 671,84 Mrd. | 103,9 Mrd. | 73,37 Mrd. |
| Bruttogewinn | 2,89 Bio. | 1,57 Bio. | 1,22 Bio. | 1,17 Bio. | 812,11 Mrd. |
| Forschung und Entwicklung | 0 | 109,55 Mrd. | 88,66 Mrd. | 60,81 Mrd. | 44,39 Mrd. |
| Vertrieb und Verwaltung | 0 | 76,89 Mrd. | 51,36 Mrd. | 48,23 Mrd. | 32,39 Mrd. |
| Operatives Ergebnis | 1,3 Bio. | 1,27 Bio. | 998,8 Mrd. | 1,05 Bio. | 735,33 Mrd. |
| EBITDA | 2,18 Bio. | 1,28 Bio. | 1,02 Bio. | 1,02 Bio. | 713,02 Mrd. |
| Nettogewinn | 1,04 Bio. | 1,04 Bio. | 841,35 Mrd. | 585,03 Mrd. | 431,91 Mrd. |
| Gewinn je Aktie (verwässert) | 5.464,06 | 5.430,77 | 4.380,61 | 3.016,00 | 2.222,00 |
Bewertung
Letzte 12 Monate
- KGV
- 7,4
- Kurs-Umsatz-Verhältnis
- 1,8
- Kurs-Buchwert-Verhältnis
- 2,9
- PEG
- -1,6
- Bruttomarge
- 70,5 %
- Operative Marge
- 37,0 %
- Nettomarge
- 24,0 %
- Verschuldungsgrad
- 0,5
- EV/EBITDA
- 4,3
- Eigenkapitalrendite
- 41,3 %
- Kapitalrendite (ROIC)
- 11,3 %
- Free-Cashflow-Rendite
- 12,4 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 73,5 % | 62,3 % | 64,5 % | 91,8 % | 91,7 % |
| Operative Marge | 32,9 % | 50,4 % | 52,8 % | 82,8 % | 83,0 % |
| Nettomarge | 26,4 % | 41,2 % | 44,5 % | 46,1 % | 48,8 % |
| KGV | 7,2 | 9,1 | 9,8 | 14,5 | 18,6 |
| Kurs-Umsatz-Verhältnis | 1,9 | 3,7 | 4,4 | 6,7 | 9,1 |
| Kurs-Buchwert-Verhältnis | 3,0 | 6,2 | 7,7 | 10,4 | 16,1 |
| Verschuldungsgrad | 0,2 | 0,1 | 0,2 | 0,3 | 0,6 |
| Liquidität 3. Grades | 1,2 | 1,2 | 0,9 | 0,9 | 1,2 |
| Dividendenrendite | 0,0 % | 6,8 % | 6,8 % | 2,5 % | 4,2 % |
| Unternehmenswert | 7,09 Bio. | 9,04 Bio. | 7,66 Bio. | 8,16 Bio. | 7,99 Bio. |
| EV/EBITDA | 3,3 | 7,0 | 7,5 | 8,0 | 11,2 |
| Eigenkapitalrendite | 41,7 % | 68,5 % | 78,0 % | 71,4 % | 86,4 % |
| Kapitalrendite (ROIC) | 32,6 % | 57,5 % | 61,7 % | 77,5 % | 72,0 % |
| Free-Cashflow-Rendite | 6,5 % | 5,2 % | 12,8 % | 11,3 % | 0,6 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | +56,1 % | +33,4 % | +48,9 % | +43,3 % | +36,7 % |
| Bruttogewinn | +84,2 % | +29,0 % | +4,6 % | +43,5 % | +81,2 % |
| Operatives Ergebnis | +1,9 % | +27,3 % | −4,9 % | +42,9 % | +131,4 % |
| Nettogewinn | −0,1 % | +23,6 % | +43,8 % | +35,4 % | +65,5 % |
| Gewinn je Aktie | +0,6 % | +24,0 % | +45,2 % | +35,7 % | +65,0 % |
| Freier Cashflow | +1,0 % | −54,0 % | +9,8 % | +2.015,5 % | −92,4 % |
| Dividende je Aktie | −100,0 % | +15,3 % | +169,2 % | −38,1 % | +93,7 % |
Analysten
Einstufungen · Hold
- 0Stark kaufen
- 1Kaufen
- 2Halten
- 0Verkaufen
- 0Stark verkaufen
Kursziel
107,50
Durchschnitt · +19,44 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 4,26 Bio. | 4,81 Bio. | 5,28 Bio. |
| Umsatz (Tief – Hoch) | 4,21 Bio. – 4,3 Bio. | 4,75 Bio. – 4,85 Bio. | 5,22 Bio. – 5,32 Bio. |
| Gewinn je Aktie (Ø) | 5.546,33 | 6.425,23 | 7.502,97 |
| Gewinn je Aktie (Tief – Hoch) | 5.462,97 – 5.607,81 | 6.328,66 – 6.496,46 | 7.390,21 – 7.586,14 |
| Analysten | 2 | 2 | 1 |
Letzte Änderungen
- Wolfe Research25. Aug. 2026Outperform
- Susquehanna12. Aug. 2026Neutral
- JP Morgan20. Aug. 2025Overweight → Neutral
- JP Morgan1. Aug. 2025Overweight
- Susquehanna13. Mai 2025Positive
- JP Morgan2. Dez. 2024Overweight
- JP Morgan20. Aug. 2024Overweight
Quartalszahlen
| Nov. 2026 | Aug. 2026 | Mai 2026 | März 2026 | Nov. 2025 | Aug. 2025 | Mai 2025 | Feb. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 3,37 | 2,78 | 2,59 | 3,25 | 4,31 | 2,66 | 2,63 | 3,43 |
| Gewinn je Aktie · Tatsächlich | 3,38 | 2,83 | 2,63 | 2,80 | 2,72 | 2,69 | 2,59 | 3,09 |
| Abweichung | +0,30 % | +1,80 % | +1,54 % | −13,85 % | −36,89 % | +1,13 % | −1,52 % | −9,91 % |
| Umsatz · Tatsächlich | 2,49 Mrd. | 2,32 Mrd. | 2,26 Mrd. | 2,26 Mrd. | 2,03 Mrd. | 1,86 Mrd. | 1,63 Mrd. | 1,38 Mrd. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 10. Sept. 2026 | 17. Sept. 2026 | 2,17 |
| 12. Juni 2026 | 18. Juni 2026 | 1,74 |
| 16. Apr. 2026 | 22. Apr. 2026 | 1,79 |
| 20. Nov. 2024 | 26. Nov. 2024 | 1,71 |
| 22. Aug. 2024 | 28. Aug. 2024 | 1,77 |
| 23. Mai 2024 | 31. Mai 2024 | 1,92 |
| 12. Apr. 2024 | 19. Apr. 2024 | 1,90 |
| 16. Nov. 2023 | 30. Nov. 2023 | 1,85 |
| 23. Aug. 2023 | 6. Sept. 2023 | 1,63 |
| 22. Mai 2023 | 5. Juni 2023 | 1,66 |
| 5. Apr. 2023 | 28. Apr. 2023 | 1,32 |
| 21. Nov. 2022 | 5. Dez. 2022 | 1,29 |
Aktiensplits
–
Eigentümer
Institutionen
Gerade nicht verfügbar.
Insider-Geschäfte
- Kim Vyacheslav6. Nov. 2026 · directorVerkauf18.770 Aktien
- Kim Vyacheslav5. Nov. 2026 · directorVerkauf15.298 Aktien
- Kim Vyacheslav5. Nov. 2026 · directorVerkauf19.811 Aktien
- Kim Vyacheslav5. Nov. 2026 · directorVerkauf5398 Aktien
- Kim Vyacheslav5. Nov. 2026 · directorVerkauf1351 Aktien
- Kim Vyacheslav5. Nov. 2026 · directorVerkauf192 Aktien
- Kim Vyacheslav5. Nov. 2026 · directorVerkauf96 Aktien
- Kim Vyacheslav4. Nov. 2026 · directorVerkauf2219 Aktien
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Über das Unternehmen
Joint Stock Company Kaspi.kz, established in 2008 and based in Almaty, Kazakhstan, operates alongside its subsidiaries to deliver a comprehensive suite of digital services encompassing payments, e-commerce, and financial technology. These offerings cater to both individual consumers and a diverse range of merchants. The company's operations are structured around three core platforms: Payments, Marketplace, and Fintech. The Payments Platform is designed to streamline transactions between customers and businesses. For consumers, it facilitates shopping payments, routine bill settlements, and peer-to-peer money transfers. For merchants, it enables them to accept payments both online and in-store, generate and manage invoices, pay suppliers, and monitor their sales performance. This platform also leverages proprietary data to inform strategic business decisions across various operational areas. The Marketplace Platform functions as an integrated hub, connecting online and physical retailers with consumers. Its primary goal is to boost merchant sales through a robust omnichannel strategy while providing shoppers with access to a vast selection of products and services. Key features include m-commerce, a mobile solution for in-person shopping, and e-commerce capabilities that allow users to shop anywhere, anytime, often with complimentary delivery. The platform also incorporates Kaspi Travel for booking domestic and international flights, holiday packages, and rail tickets. Furthermore, it enhances merchant revenues by integrating payment and fintech products, advertising solutions, and various delivery services. Finally, the Fintech Platform offers a range of financial products, primarily accessed through its Kaspi.kz Super App. Consumers can utilize Buy Now, Pay Later (BNPL) schemes, various lending options, and savings accounts, while merchants benefit from specialized financing services. Beyond these, Kaspi.kz's activities extend to traditional banking, the management of non-performing assets, real estate operations, payment processing, online travel services, and information storage and management.
Führung
- Arseniy KochetkovHead of Kaspi Marketing Services
- David FergusonHead of Investor Relations
- Kanat AitenovHead of Network
- Mikheil N. LomtadzeCo-Founder, Executive Director, Chairman of the Management Board & Chief Executive Officer
- Oleg BakhmutovHead of People
- Sabyrzhan BerkinbaevHead of Local Legal
- CEO
- Mikheil N. Lomtadze
- Mitarbeitende
- 14.008
- Hauptsitz
- Almaty, AC, KZ
- Sektor
- Technology
- Branche
- Software - Infrastructure
- Börsengang
- 19. Jan. 2024
- Website
- ir.kaspi.kz
Nachrichten
- MarketBeat · 9. Nov., 11:16What Joint Stock Company Kaspi.kz (KSPI) Said on Its Q3 Earnings Call
- GlobeNewsWire · 9. Nov., 7:14Kaspi.kz 3Q & 9M 2026 Financial Results
- GlobeNewsWire · 9. Nov., 7:05Notice of Extraordinary General Meeting of Shareholders of Kaspi.kz
- Seeking Alpha · 30. Okt., 13:09Kaspi.kz: 14% Earnings Yield With Türkiye Upside For Free
- Defense World · 5. Okt., 8:14Comparing Joint Stock Company Kaspi.kz (NASDAQ:KSPI) & PROG (NYSE:PRG)
- Seeking Alpha · 25. Sept., 8:06Kaspi.kz: Dividend Raise, Despite Hepsiburada Likely Still Dragging
- Seeking Alpha · 16. Sept., 10:39Kaspi.kz: Strong, Growing, And Underappreciated
- GlobeNewsWire · 10. Sept., 7:00Announcement of EGM Results
- Defense World · 25. Aug., 3:47Joint Stock Company Kaspi.kz (NASDAQ:KSPI) Sets New 12-Month High – Still a Buy?
- Seeking Alpha · 24. Aug., 13:58Kaspi.Kz: Rabobank Acquisition Unlocks Flywheel Opportunity In Turkey
Kurse mindestens 15 Minuten verzögert. Daten: Financial Modeling Prep. Keine Anlageberatung.