Joint Stock Company Kaspi.kz

KSPI · NASDAQ Global Select · USD

90,00USD

−1,68 (−1,83 %)Stand 9. Nov., 18:39

Vortag 91,68

Kennzahlen

Eröffnung
90,09
Vortag
91,68
Tagesspanne
89,22 – 92,09
52 Wochen
68,59 – 109,94
Volumen
567.988,35
Ø Volumen
510.850
Börsenwert
17,1 Mrd. $
KGV
7,4
Gewinn je Aktie (TTM)
5.475,95
Dividendenrendite
6,3 %
Beta
0,1
Nächste Zahlen
–

Finanzen

KZTFY 2025FY 2024FY 2023FY 2022FY 2021
Umsatz3,94 Bio.2,52 Bio.1,89 Bio.1,27 Bio.885,48 Mrd.
Herstellungskosten1,04 Bio.949,47 Mrd.671,84 Mrd.103,9 Mrd.73,37 Mrd.
Bruttogewinn2,89 Bio.1,57 Bio.1,22 Bio.1,17 Bio.812,11 Mrd.
Forschung und Entwicklung0109,55 Mrd.88,66 Mrd.60,81 Mrd.44,39 Mrd.
Vertrieb und Verwaltung076,89 Mrd.51,36 Mrd.48,23 Mrd.32,39 Mrd.
Operatives Ergebnis1,3 Bio.1,27 Bio.998,8 Mrd.1,05 Bio.735,33 Mrd.
EBITDA2,18 Bio.1,28 Bio.1,02 Bio.1,02 Bio.713,02 Mrd.
Nettogewinn1,04 Bio.1,04 Bio.841,35 Mrd.585,03 Mrd.431,91 Mrd.
Gewinn je Aktie (verwässert)5.464,065.430,774.380,613.016,002.222,00

Bewertung

Letzte 12 Monate

KGV
7,4
Kurs-Umsatz-Verhältnis
1,8
Kurs-Buchwert-Verhältnis
2,9
PEG
-1,6
Bruttomarge
70,5 %
Operative Marge
37,0 %
Nettomarge
24,0 %
Verschuldungsgrad
0,5
EV/EBITDA
4,3
Eigenkapitalrendite
41,3 %
Kapitalrendite (ROIC)
11,3 %
Free-Cashflow-Rendite
12,4 %
FY 2025FY 2024FY 2023FY 2022FY 2021
Bruttomarge73,5 %62,3 %64,5 %91,8 %91,7 %
Operative Marge32,9 %50,4 %52,8 %82,8 %83,0 %
Nettomarge26,4 %41,2 %44,5 %46,1 %48,8 %
KGV7,29,19,814,518,6
Kurs-Umsatz-Verhältnis1,93,74,46,79,1
Kurs-Buchwert-Verhältnis3,06,27,710,416,1
Verschuldungsgrad0,20,10,20,30,6
Liquidität 3. Grades1,21,20,90,91,2
Dividendenrendite0,0 %6,8 %6,8 %2,5 %4,2 %
Unternehmenswert7,09 Bio.9,04 Bio.7,66 Bio.8,16 Bio.7,99 Bio.
EV/EBITDA3,37,07,58,011,2
Eigenkapitalrendite41,7 %68,5 %78,0 %71,4 %86,4 %
Kapitalrendite (ROIC)32,6 %57,5 %61,7 %77,5 %72,0 %
Free-Cashflow-Rendite6,5 %5,2 %12,8 %11,3 %0,6 %

Wachstum

FY 2025FY 2024FY 2023FY 2022FY 2021
Umsatz+56,1 %+33,4 %+48,9 %+43,3 %+36,7 %
Bruttogewinn+84,2 %+29,0 %+4,6 %+43,5 %+81,2 %
Operatives Ergebnis+1,9 %+27,3 %−4,9 %+42,9 %+131,4 %
Nettogewinn−0,1 %+23,6 %+43,8 %+35,4 %+65,5 %
Gewinn je Aktie+0,6 %+24,0 %+45,2 %+35,7 %+65,0 %
Freier Cashflow+1,0 %−54,0 %+9,8 %+2.015,5 %−92,4 %
Dividende je Aktie−100,0 %+15,3 %+169,2 %−38,1 %+93,7 %

Analysten

Einstufungen · Hold

  • 0Stark kaufen
  • 1Kaufen
  • 2Halten
  • 0Verkaufen
  • 0Stark verkaufen

Kursziel

107,50

Durchschnitt · +19,44 %

Tief 100,00Aktuell 90,00Hoch 115,00

Schätzungen

FY 2026FY 2027FY 2028
Umsatz (Ø)4,26 Bio.4,81 Bio.5,28 Bio.
Umsatz (Tief – Hoch)4,21 Bio. – 4,3 Bio.4,75 Bio. – 4,85 Bio.5,22 Bio. – 5,32 Bio.
Gewinn je Aktie (Ø)5.546,336.425,237.502,97
Gewinn je Aktie (Tief – Hoch)5.462,97 – 5.607,816.328,66 – 6.496,467.390,21 – 7.586,14
Analysten221

Letzte Änderungen

  • Wolfe Research25. Aug. 2026Outperform
  • Susquehanna12. Aug. 2026Neutral
  • JP Morgan20. Aug. 2025Overweight → Neutral
  • JP Morgan1. Aug. 2025Overweight
  • Susquehanna13. Mai 2025Positive
  • JP Morgan2. Dez. 2024Overweight
  • JP Morgan20. Aug. 2024Overweight

Quartalszahlen

Nov. 2026Aug. 2026Mai 2026März 2026Nov. 2025Aug. 2025Mai 2025Feb. 2025
Gewinn je Aktie · Erwartet3,372,782,593,254,312,662,633,43
Gewinn je Aktie · Tatsächlich3,382,832,632,802,722,692,593,09
Abweichung+0,30 %+1,80 %+1,54 %−13,85 %−36,89 %+1,13 %−1,52 %−9,91 %
Umsatz · Tatsächlich2,49 Mrd.2,32 Mrd.2,26 Mrd.2,26 Mrd.2,03 Mrd.1,86 Mrd.1,63 Mrd.1,38 Mrd.

Dividenden und Splits

Ex-TagZahltagBetrag
10. Sept. 202617. Sept. 20262,17
12. Juni 202618. Juni 20261,74
16. Apr. 202622. Apr. 20261,79
20. Nov. 202426. Nov. 20241,71
22. Aug. 202428. Aug. 20241,77
23. Mai 202431. Mai 20241,92
12. Apr. 202419. Apr. 20241,90
16. Nov. 202330. Nov. 20231,85
23. Aug. 20236. Sept. 20231,63
22. Mai 20235. Juni 20231,66
5. Apr. 202328. Apr. 20231,32
21. Nov. 20225. Dez. 20221,29

Aktiensplits

–

Eigentümer

Institutionen

Gerade nicht verfügbar.

Insider-Geschäfte

  • Kim Vyacheslav6. Nov. 2026 · directorVerkauf18.770 Aktien
  • Kim Vyacheslav5. Nov. 2026 · directorVerkauf15.298 Aktien
  • Kim Vyacheslav5. Nov. 2026 · directorVerkauf19.811 Aktien
  • Kim Vyacheslav5. Nov. 2026 · directorVerkauf5398 Aktien
  • Kim Vyacheslav5. Nov. 2026 · directorVerkauf1351 Aktien
  • Kim Vyacheslav5. Nov. 2026 · directorVerkauf192 Aktien
  • Kim Vyacheslav5. Nov. 2026 · directorVerkauf96 Aktien
  • Kim Vyacheslav4. Nov. 2026 · directorVerkauf2219 Aktien

Vergleichbare Unternehmen

Über das Unternehmen

Joint Stock Company Kaspi.kz, established in 2008 and based in Almaty, Kazakhstan, operates alongside its subsidiaries to deliver a comprehensive suite of digital services encompassing payments, e-commerce, and financial technology. These offerings cater to both individual consumers and a diverse range of merchants. The company's operations are structured around three core platforms: Payments, Marketplace, and Fintech. The Payments Platform is designed to streamline transactions between customers and businesses. For consumers, it facilitates shopping payments, routine bill settlements, and peer-to-peer money transfers. For merchants, it enables them to accept payments both online and in-store, generate and manage invoices, pay suppliers, and monitor their sales performance. This platform also leverages proprietary data to inform strategic business decisions across various operational areas. The Marketplace Platform functions as an integrated hub, connecting online and physical retailers with consumers. Its primary goal is to boost merchant sales through a robust omnichannel strategy while providing shoppers with access to a vast selection of products and services. Key features include m-commerce, a mobile solution for in-person shopping, and e-commerce capabilities that allow users to shop anywhere, anytime, often with complimentary delivery. The platform also incorporates Kaspi Travel for booking domestic and international flights, holiday packages, and rail tickets. Furthermore, it enhances merchant revenues by integrating payment and fintech products, advertising solutions, and various delivery services. Finally, the Fintech Platform offers a range of financial products, primarily accessed through its Kaspi.kz Super App. Consumers can utilize Buy Now, Pay Later (BNPL) schemes, various lending options, and savings accounts, while merchants benefit from specialized financing services. Beyond these, Kaspi.kz's activities extend to traditional banking, the management of non-performing assets, real estate operations, payment processing, online travel services, and information storage and management.

Führung

  • Arseniy KochetkovHead of Kaspi Marketing Services
  • David FergusonHead of Investor Relations
  • Kanat AitenovHead of Network
  • Mikheil N. LomtadzeCo-Founder, Executive Director, Chairman of the Management Board & Chief Executive Officer
  • Oleg BakhmutovHead of People
  • Sabyrzhan BerkinbaevHead of Local Legal
CEO
Mikheil N. Lomtadze
Mitarbeitende
14.008
Hauptsitz
Almaty, AC, KZ
Sektor
Technology
Branche
Software - Infrastructure
Börsengang
19. Jan. 2024

Nachrichten

Kurse mindestens 15 Minuten verzögert. Daten: Financial Modeling Prep. Keine Anlageberatung.