Provident Financial Services, Inc.
PFS · New York Stock Exchange · USD
23,29USD
+0,33 (+1,44 %)Stand 9. Nov., 21:00
Nachbörslich23,12−0,17 (−0,73 %)17:24 ET
Kennzahlen
- Eröffnung
- 23,34
- Vortag
- 22,96
- Tagesspanne
- 23,14 – 23,48
- 52 Wochen
- 17,70 – 25,49
- Volumen
- 1,32 Mio.
- Ø Volumen
- 891.515
- Börsenwert
- 3,04 Mrd. $
- KGV
- 9,8
- Gewinn je Aktie (TTM)
- 2,38
- Dividendenrendite
- 4,1 %
- Beta
- 0,8
- Nächste Zahlen
- 26. Jan. 2027
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 1,38 Mrd. | 1,14 Mrd. | 695,65 Mio. | 553,97 Mio. | 489,15 Mio. |
| Herstellungskosten | 515,79 Mio. | 533,09 Mio. | 244,53 Mio. | 53,63 Mio. | 13,49 Mio. |
| Bruttogewinn | 866,82 Mio. | 607,16 Mio. | 451,12 Mio. | 500,34 Mio. | 475,66 Mio. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 271,57 Mio. | 236,45 Mio. | 161,9 Mio. | 157,59 Mio. | 153,58 Mio. |
| Operatives Ergebnis | 408,16 Mio. | 149,62 Mio. | 175,78 Mio. | 240,11 Mio. | 227,12 Mio. |
| EBITDA | 473,67 Mio. | 204,2 Mio. | 197,97 Mio. | 263,8 Mio. | 249,85 Mio. |
| Nettogewinn | 291,16 Mio. | 115,53 Mio. | 128,4 Mio. | 175,65 Mio. | 167,92 Mio. |
| Gewinn je Aktie (verwässert) | 2,23 | 1,05 | 1,71 | 2,35 | 2,19 |
Umsatz nach Segment
Produkte · FY 2025
- Wealth Management Fees29,25 Mio. $29,65 %−4,20 %
- Banking25,56 Mio. $25,90 %+18,58 %
- Deposit Account20,55 Mio. $20,83 %+21,59 %
- Insurance Commissions And Fees18,3 Mio. $18,55 %+12,95 %
- Debit Card5,01 Mio. $5,07 %+7,63 %
Anteil · ggü. Vorjahr (FY 2024)
Bewertung
Letzte 12 Monate
- KGV
- 9,8
- Kurs-Umsatz-Verhältnis
- 2,2
- Kurs-Buchwert-Verhältnis
- 1,1
- PEG
- 0,5
- Bruttomarge
- 62,9 %
- Operative Marge
- 28,6 %
- Nettomarge
- 22,8 %
- Verschuldungsgrad
- 1,0
- EV/EBITDA
- 11,9
- Eigenkapitalrendite
- 10,8 %
- Kapitalrendite (ROIC)
- 4,8 %
- Free-Cashflow-Rendite
- 9,9 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 62,7 % | 53,2 % | 64,8 % | 90,3 % | 97,2 % |
| Operative Marge | 29,5 % | 13,1 % | 25,3 % | 43,3 % | 46,4 % |
| Nettomarge | 21,1 % | 10,1 % | 18,5 % | 31,7 % | 34,3 % |
| KGV | 8,9 | 18,0 | 10,5 | 9,1 | 11,0 |
| Kurs-Umsatz-Verhältnis | 1,9 | 1,8 | 1,9 | 2,9 | 3,8 |
| Kurs-Buchwert-Verhältnis | 0,9 | 0,8 | 0,8 | 1,0 | 1,1 |
| Verschuldungsgrad | 0,9 | 0,9 | 0,9 | 0,8 | 0,4 |
| Liquidität 3. Grades | 0,2 | 0,2 | 0,2 | 0,2 | 0,2 |
| Dividendenrendite | 4,9 % | 4,9 % | 5,4 % | 4,5 % | 3,9 % |
| Unternehmenswert | 4,88 Mrd. | 4,29 Mrd. | 2,7 Mrd. | 2,76 Mrd. | 1,78 Mrd. |
| EV/EBITDA | 10,3 | 21,0 | 13,6 | 10,5 | 7,1 |
| Eigenkapitalrendite | 10,3 % | 4,4 % | 7,6 % | 11,0 % | 9,9 % |
| Kapitalrendite (ROIC) | −1,9 % | 2,1 % | 3,3 % | 5,5 % | 6,7 % |
| Free-Cashflow-Rendite | 16,7 % | 20,5 % | 12,3 % | 12,0 % | 7,7 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | +21,3 % | +63,9 % | +25,6 % | +13,3 % | +12,3 % |
| Bruttogewinn | +42,8 % | +34,6 % | −9,8 % | +5,2 % | +34,6 % |
| Operatives Ergebnis | +172,8 % | −14,9 % | −26,8 % | +5,7 % | +78,1 % |
| Nettogewinn | +152,0 % | −10,0 % | −26,9 % | +4,6 % | +73,2 % |
| Gewinn je Aktie | +112,4 % | −38,6 % | −27,2 % | +7,3 % | +57,6 % |
| Freier Cashflow | +1,3 % | +156,2 % | −13,1 % | +33,5 % | +58,1 % |
| Dividende je Aktie | +4,8 % | −4,9 % | +0,4 % | +3,2 % | −1,2 % |
Analysten
Einstufungen · Buy
- 1Stark kaufen
- 5Kaufen
- 4Halten
- 0Verkaufen
- 0Stark verkaufen
Kursziel
26,50
Durchschnitt · +13,78 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 924,45 Mio. | 978,42 Mio. | 1,03 Mrd. |
| Umsatz (Tief – Hoch) | 920,18 Mio. – 928,95 Mio. | 969,43 Mio. – 986,7 Mio. | 1,02 Mrd. – 1,05 Mrd. |
| Gewinn je Aktie (Ø) | 2,49 | 2,58 | 2,76 |
| Gewinn je Aktie (Tief – Hoch) | 2,41 – 2,55 | 2,50 – 2,65 | 2,65 – 2,85 |
| Analysten | 5 | 5 | 6 |
Letzte Änderungen
- Keefe, Bruyette & Woods3. Aug. 2026Outperform
- Piper Sandler31. Juli 2026Overweight
- Raymond James1. Juli 2026Strong Buy
- Keefe, Bruyette & Woods1. Mai 2026Outperform
- DA Davidson1. Mai 2026Neutral
- Keefe, Bruyette & Woods29. Jan. 2026Outperform
- DA Davidson28. Juli 2025Buy
- Keefe, Bruyette & Woods28. Apr. 2025Outperform
Quartalszahlen
Nächste Zahlen: 26. Jan. 2027| Okt. 2026 | Juli 2026 | Apr. 2026 | Jan. 2026 | Okt. 2025 | Juli 2025 | Apr. 2025 | Jan. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 0,61 | 0,57 | 0,55 | 0,56 | 0,54 | 0,50 | 0,47 | 0,50 |
| Gewinn je Aktie · Tatsächlich | 0,65 | 0,60 | 0,61 | 0,64 | 0,55 | 0,55 | 0,50 | 0,37 |
| Abweichung | +6,21 % | +6,19 % | +10,91 % | +14,29 % | +1,29 % | +10,84 % | +5,93 % | −26,00 % |
| Umsatz · Tatsächlich | 238,53 Mio. | 234,96 Mio. | 225,2 Mio. | 225,02 Mio. | 221,75 Mio. | 214,17 Mio. | 208,76 Mio. | 165,54 Mio. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 13. Nov. 2026 | 27. Nov. 2026 | 0,24 |
| 14. Aug. 2026 | 28. Aug. 2026 | 0,24 |
| 15. Mai 2026 | 29. Mai 2026 | 0,24 |
| 13. Feb. 2026 | 27. Feb. 2026 | 0,24 |
| 14. Nov. 2025 | 28. Nov. 2025 | 0,24 |
| 15. Aug. 2025 | 29. Aug. 2025 | 0,24 |
| 16. Mai 2025 | 30. Mai 2025 | 0,24 |
| 14. Feb. 2025 | 28. Feb. 2025 | 0,24 |
| 15. Nov. 2024 | 29. Nov. 2024 | 0,24 |
| 16. Aug. 2024 | 30. Aug. 2024 | 0,24 |
| 26. Apr. 2024 | 31. Mai 2024 | 0,24 |
| 8. Feb. 2024 | 23. Feb. 2024 | 0,24 |
Aktiensplits
–
Eigentümer
Institutionen
Q2 2026 · 13F
- Anteil institutioneller Investoren
- 76,77 %
- Investoren mit 13F-Meldung
- 318
Größte Investoren
- BLACKROCK, INC.14,77 %19,24 Mio.
- VANGUARD PORTFOLIO MANAGEMENT LLC6,32 %8,23 Mio.
- DIMENSIONAL FUND ADVISORS LP6,27 %8,17 Mio.
- STATE STREET CORP6,16 %8,04 Mio.
- VANGUARD CAPITAL MANAGEMENT LLC4,33 %5,64 Mio.
- AMERICAN CENTURY COMPANIES INC3,29 %4,29 Mio.
- GEODE CAPITAL MANAGEMENT, LLC2,68 %3,49 Mio.
- WELLINGTON MANAGEMENT GROUP LLP2,38 %3,1 Mio.
Insider-Geschäfte
- Christy James A.14. Sept. 2026 · officer: EVP, CRO of Provident BankVerkauf3000 Aktien · 23,36
- SHARA THOMAS1. Sept. 2026 · directorVerkauf40.266 Aktien · 23,06
- SHARA THOMAS31. Aug. 2026 · directorVerkauf15.900 Aktien · 23,30
- Giannola Vito18. Aug. 2026 · officer: EVP & CRBO of provident BankVerkauf20.000 Aktien · 24,36
- Regan Michael Edward7. Aug. 2026 · directorKauf3066 Aktien
- Gigliotti Diane30. Juli 2026 · officer: SVP & CAO of Provident BankVerkauf0 Aktien
- Regan Michael Edward30. Juli 2026 · directorVerkauf0 Aktien
- LISTA GEORGE12. Juni 2026 · officer: Pres/CEO Prov Protection PlusVerkauf3528 Aktien · 23,41
Vergleichbare Unternehmen
Über das Unternehmen
Provident Financial Services, Inc. functions as the parent company for Provident Bank, delivering a broad spectrum of financial products and services to individuals, families, and businesses across the United States. Its deposit offerings encompass various account types, including savings, standard and interest-bearing checking accounts, money market accounts, certificates of deposit, and IRA products. The company's extensive loan portfolio features commercial real estate loans, which are collateralized by properties such as multi-family apartment complexes, office buildings, retail spaces, and industrial sites. It also provides commercial business loans, alongside fixed-rate and adjustable-rate mortgage loans secured by one-to-four family residential properties. Further loan options include commercial construction loans and a range of consumer loans like home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and financing for automobiles and recreational vehicles. Beyond these, Provident delivers essential banking solutions such as cash management, remote deposit capture, payroll origination, escrow account management, and convenient online and mobile banking services, in addition to offering business credit cards. The company also extends wealth management services, covering investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. In a broader capacity, Provident sells insurance and investment products, including annuities. It also operates as a real estate investment trust (REIT), focused on acquiring mortgage loans and other real estate-related assets, and actively manages and sells properties obtained through foreclosure. As of December 31, 2021, the company maintained 96 full-service branch offices situated across northern and central New Jersey, as well as specific counties in Pennsylvania and New York. Provident Financial Services, Inc. was founded in 1839 and is headquartered in Jersey City, New Jersey.
Führung
- Anthony J. LabozzettaPresident, Chief Executive Officer & Director
- George ListaChief Executive Officer & President Provident Protection Plus, Inc.
- Ravi VakacherlaExecutive VP and Chief Information & Operations Officer
- William Joseph FinkExecutive Vice President & Chief Lending Officer of Provident Bank
- Adriano DuarteExecutive VP & CFO
- Bennett MacDougallExecutive Vice President, General Counsel & Corporate Secretary
- CEO
- Anthony J. Labozzetta
- Mitarbeitende
- 1.842
- Hauptsitz
- Jersey City, NJ, US
- Sektor
- Financial Services
- Branche
- Banks - Regional
- Börsengang
- 16. Jan. 2003
- Website
- provident.bank
Nachrichten
- GlobeNewsWire · 9. Nov., 8:00Tristan Harding Joins Beacon Trust as Managing Director, Head of Relationship Management and Growth
- TheNewswire · 9. Nov., 7:30[Video Enhanced] West Red Lake Gold CEO Discusses Integrated Madsen Mine and Rowan Project PFS
- Fool - Investing News · 6. Nov., 14:45Provident Financial: 3 Key Takeaways for Long-Term Investors
- GlobeNewsWire · 4. Nov., 5:30West Red Lake Gold Announces Integrated PFS Delivering C$764 Million Post-Tax NPV and Annual Gold Production of 100,000 Ounces Once Rowan Enters Production
- GlobeNewsWire · 3. Nov., 8:00Provident Bank Announces $83,000 in Grants to Ten New Jersey Non-Profit Organizations
- MarketBeat · 30. Okt., 20:15Provident Financial Services Q3 Earnings Call Highlights
- GlobeNewsWire · 29. Okt., 16:00Provident Financial Services, Inc. Declares Quarterly Cash Dividend
- Seeking Alpha · 29. Okt., 15:49Provident Financial Services, Inc. (PFS) Q3 2026 Earnings Call Transcript
- Zacks Investment Research · 28. Okt., 20:31Provident Financial (PFS) Reports Q3 Earnings: What Key Metrics Have to Say
- Zacks Investment Research · 28. Okt., 20:31Provident Financial (PFS) Lags Q3 Earnings Estimates
Kurse mindestens 15 Minuten verzögert. Daten: Financial Modeling Prep. Keine Anlageberatung.