PennyMac Financial Services, Inc.
PFSI · New York Stock Exchange · USD
61,19USD
−1,17 (−1,88 %)Stand 12. Nov., 19:51
Kennzahlen
- Eröffnung
- 62,68
- Vortag
- 62,36
- Tagesspanne
- 61,03 – 63,00
- 52 Wochen
- 57,52 – 160,36
- Volumen
- 259.065
- Ø Volumen
- 600.225
- Börsenwert
- 3,18 Mrd. $
- KGV
- 13,3
- Gewinn je Aktie (TTM)
- 4,45
- Dividendenrendite
- 2,0 %
- Beta
- 1,5
- Nächste Zahlen
- 4. Feb. 2027
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 4,42 Mrd. | 2,85 Mrd. | 2,04 Mrd. | 2,32 Mrd. | 3,56 Mrd. |
| Herstellungskosten | 1,8 Mrd. | 1,48 Mrd. | 1,19 Mrd. | 1,01 Mrd. | 1,43 Mrd. |
| Bruttogewinn | 2,62 Mrd. | 1,37 Mrd. | 847,47 Mio. | 1,31 Mrd. | 2,13 Mrd. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 343,07 Mio. | 257,04 Mio. | 238,08 Mio. | 338,17 Mio. | 461,24 Mio. |
| Operatives Ergebnis | 551,42 Mio. | 402,62 Mio. | 354,04 Mio. | 688,69 Mio. | 1,36 Mrd. |
| EBITDA | 620,77 Mio. | 472,28 Mio. | 424,06 Mio. | 738,93 Mio. | 1,4 Mrd. |
| Nettogewinn | 501,08 Mio. | 311,42 Mio. | 144,66 Mio. | 475,51 Mio. | 1 Mrd. |
| Gewinn je Aktie (verwässert) | 9,30 | 5,84 | 2,74 | 8,50 | 14,87 |
Umsatz nach Segment
Produkte · FY 2025
- Mortgage banking Production1,26 Mrd. $63,09 %+33,83 %
- Mortgage banking Servicing737,38 Mio. $36,91 %+23,85 %
Anteil · ggü. Vorjahr (FY 2024)
Bewertung
Letzte 12 Monate
- KGV
- 13,3
- Kurs-Umsatz-Verhältnis
- 0,7
- Kurs-Buchwert-Verhältnis
- 0,7
- PEG
- -0,3
- Bruttomarge
- 66,7 %
- Operative Marge
- 7,6 %
- Nettomarge
- 5,1 %
- Verschuldungsgrad
- 3,5
- EV/EBITDA
- 29,3
- Eigenkapitalrendite
- 5,5 %
- Kapitalrendite (ROIC)
- 1,3 %
- Free-Cashflow-Rendite
- −8,3 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 59,3 % | 48,1 % | 41,6 % | 56,3 % | 59,9 % |
| Operative Marge | 12,5 % | 14,1 % | 17,4 % | 29,7 % | 38,2 % |
| Nettomarge | 11,3 % | 10,9 % | 7,1 % | 20,5 % | 28,2 % |
| KGV | 13,6 | 16,7 | 30,6 | 6,3 | 4,4 |
| Kurs-Umsatz-Verhältnis | 1,5 | 1,8 | 2,2 | 1,3 | 1,3 |
| Kurs-Buchwert-Verhältnis | 1,6 | 1,4 | 1,2 | 0,9 | 1,3 |
| Verschuldungsgrad | 5,4 | 5,4 | 3,8 | 3,4 | 4,1 |
| Liquidität 3. Grades | 0,0 | 1,6 | 2,1 | 2,3 | 1,7 |
| Dividendenrendite | 0,9 % | 1,0 % | 0,9 % | 1,8 % | 1,2 % |
| Unternehmenswert | 29,58 Mrd. | 25,52 Mrd. | 16,97 Mrd. | 13,48 Mrd. | 18,1 Mrd. |
| EV/EBITDA | 47,6 | 54,0 | 40,0 | 18,2 | 12,9 |
| Eigenkapitalrendite | 11,6 % | 8,1 % | 4,1 % | 13,7 % | 29,4 % |
| Kapitalrendite (ROIC) | 1,7 % | 1,3 % | 1,6 % | 3,2 % | 5,7 % |
| Free-Cashflow-Rendite | −24,4 % | −87,5 % | −36,6 % | 197,9 % | 56,3 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | +55,3 % | +39,6 % | −12,2 % | −34,8 % | −10,0 % |
| Bruttogewinn | +91,3 % | +61,6 % | −35,2 % | −38,7 % | −22,9 % |
| Operatives Ergebnis | +37,0 % | +13,7 % | −48,6 % | −49,3 % | −39,3 % |
| Nettogewinn | +60,9 % | +115,3 % | −69,6 % | −52,6 % | −39,1 % |
| Gewinn je Aktie | +59,2 % | +113,1 % | −67,8 % | −42,8 % | −28,9 % |
| Freier Cashflow | +63,5 % | −181,5 % | −127,2 % | +137,4 % | +139,9 % |
| Dividende je Aktie | +18,2 % | +23,4 % | −19,4 % | +24,1 % | +101,4 % |
Analysten
Einstufungen · Buy
- 0Stark kaufen
- 12Kaufen
- 8Halten
- 1Verkaufen
- 0Stark verkaufen
Kursziel
78,50
Durchschnitt · +28,29 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 2,01 Mrd. | 2,06 Mrd. | 2,3 Mrd. |
| Umsatz (Tief – Hoch) | 1,85 Mrd. – 2,15 Mrd. | 1,9 Mrd. – 2,2 Mrd. | 2,11 Mrd. – 2,5 Mrd. |
| Gewinn je Aktie (Ø) | 3,72 | 7,51 | 11,28 |
| Gewinn je Aktie (Tief – Hoch) | 3,33 – 4,06 | 6,74 – 8,21 | 8,62 – 12,89 |
| Analysten | 3 | 3 | 3 |
Letzte Änderungen
- Barclays2. Nov. 2026Equal Weight
- Keefe, Bruyette & Woods2. Nov. 2026Outperform → Market Perform
- Wells Fargo30. Okt. 2026Overweight
- BTIG12. Okt. 2026Buy
- Piper Sandler9. Okt. 2026Neutral
- Barclays5. Okt. 2026Equal Weight
- Keefe, Bruyette & Woods31. Juli 2026Outperform
- BTIG30. Juli 2026Buy
Quartalszahlen
Nächste Zahlen: 4. Feb. 2027| Okt. 2026 | Juli 2026 | Mai 2026 | Jan. 2026 | Okt. 2025 | Juli 2025 | Apr. 2025 | Jan. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 1,27 | 2,11 | 2,22 | 3,23 | 2,70 | 3,01 | 2,99 | 3,09 |
| Gewinn je Aktie · Tatsächlich | 1,05 | 1,39 | 2,19 | 1,97 | 3,37 | 1,02 | 1,42 | 2,88 |
| Abweichung | −17,32 % | −34,12 % | −1,35 % | −39,01 % | +24,81 % | −66,11 % | −52,51 % | −6,80 % |
| Umsatz · Tatsächlich | 502 Mio. | 497 Mio. | 544,98 Mio. | 538,01 Mio. | 632,9 Mio. | 444,73 Mio. | 810,31 Mio. | 470,11 Mio. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 16. Nov. 2026 | 27. Nov. 2026 | 0,30 |
| 17. Aug. 2026 | 27. Aug. 2026 | 0,30 |
| 18. Mai 2026 | 28. Mai 2026 | 0,30 |
| 13. Feb. 2026 | 26. Feb. 2026 | 0,30 |
| 17. Nov. 2025 | 26. Nov. 2025 | 0,30 |
| 13. Aug. 2025 | 22. Aug. 2025 | 0,30 |
| 14. Mai 2025 | 23. Mai 2025 | 0,30 |
| 13. Feb. 2025 | 23. Feb. 2025 | 0,30 |
| 18. Nov. 2024 | 27. Nov. 2024 | 0,30 |
| 13. Aug. 2024 | 23. Aug. 2024 | 0,30 |
| 13. Mai 2024 | 24. Mai 2024 | 0,20 |
| 12. Feb. 2024 | 23. Feb. 2024 | 0,20 |
Aktiensplits
–
Eigentümer
Institutionen
Q2 2026 · 13F
- Anteil institutioneller Investoren
- 65,43 %
- Investoren mit 13F-Meldung
- 253
Größte Investoren
- MFN PARTNERS MANAGEMENT, LP8,73 %4,53 Mio.
- T. ROWE PRICE INVESTMENT MANAGEMENT, INC.7,55 %3,92 Mio.
- BLACKROCK, INC.4,48 %2,33 Mio.
- DIMENSIONAL FUND ADVISORS LP4,10 %2,13 Mio.
- DONALD SMITH & CO., INC.3,62 %1,88 Mio.
- RUBRIC CAPITAL MANAGEMENT LP3,27 %1,7 Mio.
- VANGUARD PORTFOLIO MANAGEMENT LLC3,20 %1,66 Mio.
- VANGUARD CAPITAL MANAGEMENT LLC2,49 %1,29 Mio.
Insider-Geschäfte
- Chandra Sunil3. Nov. 2026 · directorKauf550 Aktien · 57,75
- NANJI FARHAD2. Nov. 2026 · directorKauf545 Aktien · 57,75
- SPECTOR DAVID2. Nov. 2026 · director, officer: Chairman & CEOVerkauf25.000 Aktien
- SPECTOR DAVID31. Juli 2026 · director, officer: Chairman & CEOVerkauf25.000 Aktien
- NANJI FARHAD31. Juli 2026 · directorKauf379 Aktien · 82,17
- Chandra Sunil31. Juli 2026 · directorKauf377 Aktien · 82,17
- Hendry Gregory L1. Juli 2026 · officer: MD, Chief Accounting OfficerKauf2177 Aktien · 24,40
- Hendry Gregory L1. Juli 2026 · officer: MD, Chief Accounting OfficerVerkauf2177 Aktien · 86,89
Vergleichbare Unternehmen
BOKFBOK Financial Corporation129,75−0,75 %
CADECadence Bank42,11−1,66 %
FAFFirst American Financial Corporation64,53−3,64 %
JHGJanus Henderson Group plc51,95−0,04 %
MARAMARA Holdings, Inc.7,40−3,39 %
OBDCBlue Owl Capital Corporation10,93−2,11 %
PBProsperity Bancshares, Inc.72,52−0,69 %
PNFPPinnacle Financial Partners, Inc.99,79−2,01 %
Über das Unternehmen
PennyMac Financial Services, Inc. (PFSI), through its various subsidiaries, is actively engaged in mortgage banking and investment management activities across the United States. The company's operations are structured into three primary divisions: Production, Servicing, and Investment Management. The Production segment focuses on the creation, acquisition, and subsequent sale of loans. Its primary involvement is with first-lien residential mortgage loans, encompassing both conventional products and those insured or guaranteed by the government. The Servicing segment is responsible for the administration of newly originated loans, in addition to managing early buyout transactions and providing servicing for other loan portfolios. This involves a broad range of activities, such as general loan administration, payment collection, and managing defaults. Specific duties include processing loan payments, addressing customer inquiries, meticulously accounting for principal and interest, holding custodial funds for property taxes and insurance premiums, providing guidance to delinquent borrowers, and supervising foreclosure processes and property dispositions. Furthermore, this segment implements loss mitigation strategies, including loan modification and forbearance programs. The Investment Management segment's core functions include identifying potential investment assets, conducting thorough due diligence, submitting bids, and finalizing acquisitions. It also oversees the correspondent production operations for PennyMac Mortgage Investment Trust and manages the acquired asset base. PennyMac Financial Services, Inc. was established in 2008 and maintains its headquarters in Westlake Village, California.
Führung
- David A. SpectorChief Executive Officer & Chairman
- Douglas Edward JonesPresident, Chief Mortgage Banking Officer & Director
- Marshall SebringSenior MD & Chief Investment Officer
- Daniel Stanley PerottiSenior MD & Chief Financial Officer
- James FolletteSenior MD & Chief Digital Officer
- Derek W. StarkSenior MD, Chief Legal Officer & Secretary
- CEO
- David A. Spector
- Mitarbeitende
- 5.014
- Hauptsitz
- Westlake Village, CA, US
- Sektor
- Financial Services
- Branche
- Financial - Mortgages
- Börsengang
- 9. Mai 2013
- Website
- pfsi.pennymac.com
Nachrichten
- MarketBeat · 30. Okt., 20:15PennyMac Financial Services Q3 Earnings Call Highlights
- Seeking Alpha · 29. Okt., 22:28PennyMac Financial Services, Inc. (PFSI) Q3 2026 Earnings Call Transcript
- Zacks Investment Research · 29. Okt., 20:06PennyMac Financial (PFSI) Q3 Earnings and Revenues Lag Estimates
- Business Wire · 29. Okt., 16:15PennyMac Financial Services, Inc. Reports Third Quarter 2026 Results and Announces Changes to its Leadership Team
- GuruFocus · 23. Okt., 14:00PennyMac Financial Services, Inc. Reschedules Third Quarter 2026 Earnings Call to 5:30 PM ET on Thursday, October 29
- GuruFocus · 23. Okt., 14:00PennyMac Mortgage Investment Trust Reschedules Third Quarter 2026 Earnings Call to 6:30 PM ET on Thursday, October 29
- Business Wire · 23. Okt., 13:42PennyMac Financial Services, Inc. Reschedules Third Quarter 2026 Earnings Call to 5:30 PM ET on Thursday, October 29
- Zacks Investment Research · 22. Okt., 11:01Earnings Preview: PennyMac Financial (PFSI) Q3 Earnings Expected to Decline
- 247 Wallst · 10. Okt., 10:41The Next Mortgage Shock Has Been Scheduled — Homeowners Could See Their Monthly Payments Jump $1,066 in 2027
- Business Wire · 8. Okt., 8:00PennyMac Financial Services, Inc. Announces Date for Release of Third Quarter 2026 Results
Kurse mindestens 15 Minuten verzögert. Daten: Financial Modeling Prep. Keine Anlageberatung.