PSB Holding Corp.

PSB Holding Corp. serves as the parent company for Provident State Bank, Inc., which delivers a comprehensive array of financial products and services. Its diverse clientele includes individual consumers, small businesses, various associations, and government organizations. The bank's offerings begin with fundamental checking and savings accounts. Its lending portfolio is extensive, featuring personal and residential credit solutions such as overdraft protection, home equity lines, general installment loans, and various mortgage types for residential properties, manufactured homes, and undeveloped land, alongside vehicle and boat financing. For its commercial customers, the bank extends construction loans, business lines of credit, commercial mortgages, equipment and vehicle financing, commercial letters of credit, and agricultural loans. Beyond traditional lending, Provident State Bank provides numerous supplementary services. These encompass sophisticated cash management solutions, personal and business check cards, credit and debit card facilities, secure wire transfers, night deposit services, notary public assistance, and cash advances. Customers also benefit from electronic statements, safe deposit box rentals, ATM access, and convenient bill payment options. The bank further streamlines financial management by facilitating direct deposit for payroll and social security, and automatic payment deductions from accounts. Modern banking convenience is ensured through its robust online, mobile, and telephonic banking platforms. The company's operational footprint primarily spans Caroline, Dorchester, Talbot, and Wicomico counties in Maryland, in addition to Sussex County in Delaware. Established in 1904, the corporation maintains its headquarters in Preston, Maryland.