United Community Banks, Inc.
UCB · New York Stock Exchange · USD
37,47USD
+0,48 (+1,30 %)Stand 9. Nov., 21:00
Kennzahlen
- Eröffnung
- 37,53
- Vortag
- 36,99
- Tagesspanne
- 37,30 – 37,88
- 52 Wochen
- 28,82 – 38,63
- Volumen
- 860.953
- Ø Volumen
- 921.828
- Börsenwert
- 4,49 Mrd. $
- KGV
- 31,5
- Gewinn je Aktie (TTM)
- 1,19
- Dividendenrendite
- 2,7 %
- Beta
- 0,9
- Nächste Zahlen
- 13. Jan. 2027
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 1,54 Mrd. | 1,48 Mrd. | 1,29 Mrd. | 928,93 Mio. | 716,27 Mio. |
| Herstellungskosten | 522,64 Mio. | 601,32 Mio. | 508,77 Mio. | 124,71 Mio. | −7,79 Mio. |
| Bruttogewinn | 1,01 Mrd. | 879,09 Mio. | 782,52 Mio. | 804,22 Mio. | 724,06 Mio. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 386,52 Mio. | 369,57 Mio. | 355,39 Mio. | 294,48 Mio. | 254,75 Mio. |
| Operatives Ergebnis | 422,41 Mio. | 323,01 Mio. | 232,55 Mio. | 356 Mio. | 347,76 Mio. |
| EBITDA | 468,36 Mio. | 363,94 Mio. | 277,51 Mio. | 402,7 Mio. | 345,7 Mio. |
| Nettogewinn | 328,15 Mio. | 252,4 Mio. | 187,54 Mio. | 277,47 Mio. | 269,8 Mio. |
| Gewinn je Aktie (verwässert) | 2,62 | 2,04 | 1,54 | 2,52 | 2,97 |
Bewertung
Letzte 12 Monate
- KGV
- 31,5
- Kurs-Umsatz-Verhältnis
- 3,6
- Kurs-Buchwert-Verhältnis
- 1,3
- PEG
- -0,6
- Bruttomarge
- 66,0 %
- Operative Marge
- 13,9 %
- Nettomarge
- 11,6 %
- Verschuldungsgrad
- 0,0
- EV/EBITDA
- 16,6
- Eigenkapitalrendite
- 4,0 %
- Kapitalrendite (ROIC)
- 3,5 %
- Free-Cashflow-Rendite
- 10,1 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 66,0 % | 59,4 % | 60,6 % | 86,6 % | 101,1 % |
| Operative Marge | 27,5 % | 21,8 % | 18,0 % | 38,3 % | 48,6 % |
| Nettomarge | 21,4 % | 17,0 % | 14,5 % | 29,9 % | 37,7 % |
| KGV | 11,9 | 15,8 | 19,0 | 13,4 | 12,1 |
| Kurs-Umsatz-Verhältnis | 2,5 | 2,6 | 2,7 | 3,9 | 4,4 |
| Kurs-Buchwert-Verhältnis | 1,0 | 1,1 | 1,1 | 1,3 | 1,4 |
| Verschuldungsgrad | 0,1 | 0,1 | 0,1 | 0,4 | 0,1 |
| Liquidität 3. Grades | 47,5 | 0,2 | 0,2 | 0,2 | 0,4 |
| Dividendenrendite | 3,2 % | 3,1 % | 3,2 % | 2,6 % | 2,3 % |
| Unternehmenswert | 3,8 Mrd. | 3,8 Mrd. | 2,76 Mrd. | 4,29 Mrd. | 1,12 Mrd. |
| EV/EBITDA | 8,1 | 10,4 | 10,0 | 10,6 | 3,2 |
| Eigenkapitalrendite | 9,0 % | 7,4 % | 5,8 % | 10,3 % | 12,1 % |
| Kapitalrendite (ROIC) | 1,2 % | 5,9 % | 4,7 % | 7,2 % | 10,8 % |
| Free-Cashflow-Rendite | 10,7 % | 7,8 % | 6,4 % | 15,7 % | 10,5 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | +3,8 % | +14,6 % | +39,0 % | +29,7 % | +3,0 % |
| Bruttogewinn | +15,4 % | +12,3 % | −2,7 % | +11,1 % | +29,5 % |
| Operatives Ergebnis | +30,8 % | +38,9 % | −34,7 % | +2,4 % | +66,0 % |
| Nettogewinn | +30,0 % | +34,6 % | −32,4 % | +2,8 % | +64,4 % |
| Gewinn je Aktie | +28,4 % | +32,5 % | −38,9 % | −15,2 % | +55,5 % |
| Freier Cashflow | +34,7 % | +36,7 % | −60,8 % | +69,6 % | +137,4 % |
| Dividende je Aktie | +2,3 % | +4,2 % | +8,1 % | +4,8 % | +11,8 % |
Analysten
Einstufungen · Hold
- 0Stark kaufen
- 3Kaufen
- 4Halten
- 0Verkaufen
- 0Stark verkaufen
Kursziel
40,33
Durchschnitt · +7,63 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 1,13 Mrd. | 1,2 Mrd. | 1,26 Mrd. |
| Umsatz (Tief – Hoch) | 1,12 Mrd. – 1,14 Mrd. | 1,19 Mrd. – 1,22 Mrd. | 1,23 Mrd. – 1,29 Mrd. |
| Gewinn je Aktie (Ø) | 3,02 | 3,45 | 3,71 |
| Gewinn je Aktie (Tief – Hoch) | 3,01 – 3,05 | 3,33 – 3,58 | 3,44 – 3,90 |
| Analysten | 5 | 6 | 7 |
Letzte Änderungen
- Stephens & Co.21. Okt. 2026Overweight
- Keefe, Bruyette & Woods16. Sept. 2026Outperform
- DA Davidson9. Sept. 2026Buy
- Piper Sandler9. Sept. 2026Neutral
- DA Davidson22. Juli 2026Buy
- Piper Sandler17. Juni 2026Neutral
- DA Davidson15. Juni 2026Buy
- Stephens & Co.28. Apr. 2026Overweight
Quartalszahlen
Nächste Zahlen: 13. Jan. 2027| Okt. 2026 | Juli 2026 | Apr. 2026 | Jan. 2026 | Okt. 2025 | Juli 2025 | Apr. 2025 | Jan. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 0,77 | 0,81 | 0,70 | 0,73 | 0,70 | 0,62 | 0,56 | 0,55 |
| Gewinn je Aktie · Tatsächlich | 0,77 | 0,71 | 0,70 | 0,71 | 0,75 | 0,66 | 0,59 | 0,63 |
| Abweichung | −0,39 % | −12,35 % | 0,00 % | −2,74 % | +7,76 % | +6,45 % | +5,36 % | +14,55 % |
| Umsatz · Tatsächlich | 291,91 Mio. | 279,28 Mio. | 276,51 Mio. | 278,39 Mio. | 276,85 Mio. | 254,34 Mio. | 242,93 Mio. | 245 Mio. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 15. Sept. 2026 | 5. Okt. 2026 | 0,26 |
| 15. Juni 2026 | 3. Juli 2026 | 0,25 |
| 13. März 2026 | 3. Apr. 2026 | 0,25 |
| 15. Dez. 2025 | 5. Jan. 2026 | 0,25 |
| 15. Sept. 2025 | 3. Okt. 2025 | 0,25 |
| 13. Juni 2025 | 3. Juli 2025 | 0,24 |
| 14. März 2025 | 4. Apr. 2025 | 0,24 |
| 16. Dez. 2024 | 6. Jan. 2025 | 0,24 |
| 16. Sept. 2024 | 4. Okt. 2024 | 0,24 |
| 14. Juni 2024 | 5. Juli 2024 | 0,23 |
| 14. März 2024 | 5. Apr. 2024 | 0,23 |
| 14. Dez. 2023 | 5. Jan. 2024 | 0,23 |
Aktiensplits
- 20. Juni 20111:5
- 29. Apr. 20043:2
- 30. Mai 20022:1
Eigentümer
Institutionen
Q2 2026 · 13F
- Anteil institutioneller Investoren
- 88,80 %
- Investoren mit 13F-Meldung
- 374
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- EARNEST PARTNERS LLC2,69 %3,23 Mio.
Insider-Geschäfte
- BRADSHAW RICHARD29. Okt. 2026 · officer: EVP, Chief Banking OfficerVerkauf395 Aktien
- BRADSHAW RICHARD26. Okt. 2026 · officer: EVP, Chief Banking OfficerVerkauf1339 Aktien · 37,17
- BRADSHAW RICHARD26. Okt. 2026 · officer: EVP, Chief Banking OfficerVerkauf6 Aktien · 36,98
- Speir Thomas Hardaway8. Sept. 2026 · officer: EVP, CFOKauf12.752 Aktien
- Speir Thomas Hardaway8. Sept. 2026 · officer: EVP, CFOVerkauf0 Aktien
- KUMLER ALAN H1. Sept. 2026 · officer: SVP, Chief Accounting OfficerKauf2932 Aktien
- KUMLER ALAN H15. Aug. 2026 · officer: SVP, Chief Accounting OfficerVerkauf514 Aktien · 36,74
- Carande Carl Steven10. Aug. 2026 · directorKauf2101 Aktien · 35,35
Vergleichbare Unternehmen
Über das Unternehmen
United Community Banks, Inc. functions as the parent entity for United Community Bank, through which it delivers a comprehensive array of financial solutions. These offerings cater to a diverse clientele, encompassing commercial enterprises, individual consumers, governmental bodies, educational institutions, and entities within the energy, healthcare, and real estate industries. Its core banking activities include accepting various deposit accounts, such as checking, savings, and money market options. The institution extends a broad spectrum of lending products, including real estate, consumer, and commercial loans. These are provided to individuals, small and mid-sized businesses, and non-profit organizations, encompassing both secured and unsecured options, as well as specialized mortgage financing. Furthermore, it originates loans partially backed by government initiatives like the Small Business Administration (SBA) and U.S. Department of Agriculture (USDA) programs. Beyond traditional banking, United Community Banks offers robust wealth management services, covering financial planning, bespoke portfolio management, and expert investment guidance. This is complemented by trust services for fiduciary asset administration, non-deposit investment alternatives, and a suite of insurance products, including life, long-term care, and tax-deferred annuities. The company also strategically invests its own capital in a range of securities, including residential and commercial mortgage-backed securities, asset-backed securities, U.S. Treasury and agency obligations, and municipal bonds. Additionally, the firm provides an extensive suite of supplementary financial tools, such as treasury management, credit and debit card services, diverse payment and commerce solutions, equipment financing, and dedicated investment advisory and brokerage services. It also facilitates reinsurance for property contracts, operates as an insurance agency, and offers specialized services like payment processing, merchant services, wire transfers, and private banking. Established in 1950, United Community Banks, Inc. maintains its corporate headquarters in Blairsville, Georgia.
Führung
- Herbert Lynn HartonPresident, Chairman & CEO
- Richard William BradshawPresident & Chief Banking Officer
- Tom H. SpeirExecutive Vice President & Chief Financial Officer
- Jefferson Lee HarralsonExecutive Vice President & Chief Financial Officer
- Melinda Davis LuxChief Administrative Officer, General Counsel & Corporate Secretary
- Robert A. EdwardsExecutive Vice President & Chief Risk Officer
- CEO
- Herbert Lynn Harton
- Mitarbeitende
- 3.070
- Hauptsitz
- Greenville, SC, US
- Sektor
- Financial Services
- Branche
- Banks - Regional
- Börsengang
- 18. März 2002
- Website
- ucbi.com
Nachrichten
- Zacks Investment Research · 23. Okt., 13:01Are You Looking for a Top Momentum Pick? Why United Community Banks (UCB) is a Great Choice
- The Motley Fool · 22. Okt., 17:01United Community Banks: 3 Key Takeaways for Long-Term Investors
- Zacks Investment Research · 22. Okt., 13:01United Community Banks (UCB) Upgraded to Strong Buy: Here's What You Should Know
- Zacks Investment Research · 22. Okt., 9:11Best Income Stocks to Buy for October 22nd
- Zacks Investment Research · 22. Okt., 6:16New Strong Buy Stocks for October 22nd
- WSJ · 22. Okt., 4:23UCB Shares Jump After Demand for Immunology Drug Bimzelx Boosts Outlook
- Seeking Alpha · 20. Okt., 16:54United Community Banks, Inc. (UCB) Q3 2026 Earnings Call Transcript
- MarketBeat · 20. Okt., 11:06What United Community Banks (UCB) Said on Its Q3 Earnings Call
- Zacks Investment Research · 20. Okt., 10:31United Community Banks (UCB) Reports Q3 Earnings: What Key Metrics Have to Say
- Zacks Investment Research · 20. Okt., 9:36United Community Banks (UCB) Q3 Earnings Match Estimates
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