UMB Financial Corporation
UMBF · NASDAQ Global Select · USD
136,65USD
+2,88 (+2,15 %)Stand 9. Nov., 21:00
Nachbörslich136,650,00 (0,00 %)19:30 ET
Kennzahlen
- Eröffnung
- 136,02
- Vortag
- 133,77
- Tagesspanne
- 134,83 – 138,02
- 52 Wochen
- 103,38 – 153,32
- Volumen
- 559.958
- Ø Volumen
- 619.733
- Börsenwert
- 10,38 Mrd. $
- KGV
- 10,3
- Gewinn je Aktie (TTM)
- 13,21
- Dividendenrendite
- 1,3 %
- Beta
- 0,8
- Nächste Zahlen
- 26. Jan. 2027
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 4,44 Mrd. | 2,64 Mrd. | 2,24 Mrd. | 1,58 Mrd. | 1,24 Mrd. |
| Herstellungskosten | 2,03 Mrd. | 1,23 Mrd. | 959,82 Mio. | 261,62 Mio. | 66 Mio. |
| Bruttogewinn | 2,42 Mrd. | 1,41 Mrd. | 1,28 Mrd. | 1,32 Mrd. | 1,18 Mrd. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 1,14 Mrd. | 622,35 Mio. | 579,17 Mio. | 550,13 Mio. | 522,98 Mio. |
| Operatives Ergebnis | 899,96 Mio. | 541,27 Mio. | 421,6 Mio. | 532,01 Mio. | 429,06 Mio. |
| EBITDA | 1,04 Mrd. | 594,04 Mio. | 480,33 Mio. | 586,03 Mio. | 484,81 Mio. |
| Nettogewinn | 702,4 Mio. | 441,24 Mio. | 350,02 Mio. | 431,68 Mio. | 353,02 Mio. |
| Gewinn je Aktie (verwässert) | 9,13 | 8,99 | 7,18 | 8,86 | 7,24 |
Umsatz nach Segment
Produkte · FY 2025
- Other Financial Services68,95 Mio. $55,31 %+15,28 %
- Investment Securities Gains Losses Net30,97 Mio. $24,84 %+188,87 %
- Trading And Investment Banking24,61 Mio. $19,74 %+6,56 %
- Deposit Account134.000 $0,11 %+18,58 %
Anteil · ggü. Vorjahr (FY 2024)
Bewertung
Letzte 12 Monate
- KGV
- 10,3
- Kurs-Umsatz-Verhältnis
- 2,5
- Kurs-Buchwert-Verhältnis
- 1,3
- PEG
- 0,2
- Bruttomarge
- 65,4 %
- Operative Marge
- 26,5 %
- Nettomarge
- 24,6 %
- Verschuldungsgrad
- 0,5
- EV/EBITDA
- 5,7
- Eigenkapitalrendite
- 13,2 %
- Kapitalrendite (ROIC)
- 7,3 %
- Free-Cashflow-Rendite
- 11,0 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 54,4 % | 53,3 % | 57,2 % | 83,5 % | 94,7 % |
| Operative Marge | 20,3 % | 20,5 % | 18,8 % | 33,6 % | 34,5 % |
| Nettomarge | 15,8 % | 16,7 % | 15,6 % | 27,3 % | 28,4 % |
| KGV | 12,5 | 12,5 | 11,6 | 9,4 | 14,5 |
| Kurs-Umsatz-Verhältnis | 2,0 | 2,1 | 1,8 | 2,6 | 4,1 |
| Kurs-Buchwert-Verhältnis | 1,1 | 1,6 | 1,3 | 1,5 | 1,6 |
| Verschuldungsgrad | 0,5 | 0,9 | 1,1 | 1,0 | 1,1 |
| Liquidität 3. Grades | 0,0 | 0,4 | 0,3 | 0,3 | 0,6 |
| Dividendenrendite | 1,6 % | 1,4 % | 1,8 % | 1,8 % | 1,3 % |
| Unternehmenswert | 11,58 Mrd. | −62,74 Mio. | 1,95 Mrd. | 4,96 Mrd. | −623,71 Mio. |
| EV/EBITDA | 11,1 | -0,1 | 4,1 | 8,5 | -1,3 |
| Eigenkapitalrendite | 9,1 % | 12,7 % | 11,3 % | 16,2 % | 11,2 % |
| Kapitalrendite (ROIC) | −1,2 % | 6,4 % | 4,5 % | 7,7 % | 5,2 % |
| Free-Cashflow-Rendite | 11,2 % | 3,7 % | 11,0 % | 17,8 % | 9,8 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | +68,5 % | +17,5 % | +41,8 % | +27,5 % | −4,1 % |
| Bruttogewinn | +72,0 % | +9,4 % | −2,8 % | +12,4 % | +8,1 % |
| Operatives Ergebnis | +66,3 % | +28,4 % | −20,8 % | +24,0 % | +26,6 % |
| Nettogewinn | +59,2 % | +26,1 % | −18,9 % | +22,3 % | +23,2 % |
| Gewinn je Aktie | +1,6 % | +25,2 % | −19,0 % | +22,4 % | +22,1 % |
| Freier Cashflow | +386,4 % | −54,9 % | −37,9 % | +43,5 % | +59,7 % |
| Dividende je Aktie | +12,9 % | +3,4 % | +2,7 % | +7,8 % | +10,4 % |
Analysten
Einstufungen · Buy
- 1Stark kaufen
- 10Kaufen
- 8Halten
- 0Verkaufen
- 0Stark verkaufen
Kursziel
166,44
Durchschnitt · +21,80 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 3,04 Mrd. | 3,18 Mrd. | 3,52 Mrd. |
| Umsatz (Tief – Hoch) | 3,01 Mrd. – 3,07 Mrd. | 3,12 Mrd. – 3,24 Mrd. | 3,41 Mrd. – 3,66 Mrd. |
| Gewinn je Aktie (Ø) | 13,53 | 14,12 | 15,53 |
| Gewinn je Aktie (Tief – Hoch) | 13,20 – 13,76 | 13,67 – 14,49 | 14,87 – 15,91 |
| Analysten | 12 | 12 | 9 |
Letzte Änderungen
- Barclays3. Nov. 2026Overweight
- Piper Sandler29. Okt. 2026Overweight
- Citigroup29. Okt. 2026Neutral
- TD Cowen29. Okt. 2026Buy
- Truist Securities20. Okt. 2026Buy
- RBC Capital9. Okt. 2026Outperform
- TD Cowen5. Okt. 2026Buy
- JP Morgan1. Okt. 2026Overweight
Quartalszahlen
Nächste Zahlen: 26. Jan. 2027| Okt. 2026 | Juli 2026 | Apr. 2026 | Jan. 2026 | Okt. 2025 | Juli 2025 | Apr. 2025 | Jan. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 3,22 | 3,08 | 2,82 | 2,71 | 2,50 | 2,37 | 2,19 | 2,25 |
| Gewinn je Aktie · Tatsächlich | 3,56 | 3,57 | 3,41 | 3,08 | 2,70 | 2,96 | 2,58 | 2,49 |
| Abweichung | +10,56 % | +15,91 % | +20,92 % | +13,65 % | +8,00 % | +24,89 % | +17,81 % | +10,67 % |
| Umsatz · Tatsächlich | 772,39 Mio. | 778 Mio. | 739,16 Mio. | 720,87 Mio. | 1,09 Mrd. | 633,21 Mio. | 510,19 Mio. | 394,22 Mio. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 10. Dez. 2026 | 4. Jan. 2027 | 0,50 |
| 10. Sept. 2026 | 1. Okt. 2026 | 0,50 |
| 10. Juni 2026 | 1. Juli 2026 | 0,43 |
| 10. März 2026 | 1. Apr. 2026 | 0,43 |
| 10. Dez. 2025 | 2. Jan. 2026 | 0,43 |
| 10. Sept. 2025 | 1. Okt. 2025 | 0,40 |
| 10. Juni 2025 | 1. Juli 2025 | 0,40 |
| 10. März 2025 | 1. Apr. 2025 | 0,40 |
| 10. Dez. 2024 | 2. Jan. 2025 | 0,40 |
| 10. Sept. 2024 | 1. Okt. 2024 | 0,39 |
| 10. Juni 2024 | 1. Juli 2024 | 0,39 |
| 8. März 2024 | 1. Apr. 2024 | 0,39 |
Aktiensplits
- 31. Mai 20062:1
- 10. Dez. 200121:20
- 9. Dez. 199911:10
- 9. Dez. 199721:20
- 9. Dez. 199621:20
- 11. Dez. 199511:10
Eigentümer
Institutionen
Q2 2026 · 13F
- Anteil institutioneller Investoren
- 97,26 %
- Investoren mit 13F-Meldung
- 492
Größte Investoren
- BLACKROCK, INC.13,45 %10,22 Mio.
- UMB BANK, N.A.6,15 %4,67 Mio.
- VANGUARD PORTFOLIO MANAGEMENT LLC5,55 %4,21 Mio.
- STATE STREET CORP5,43 %4,13 Mio.
- VANGUARD CAPITAL MANAGEMENT LLC4,12 %3,13 Mio.
- DIMENSIONAL FUND ADVISORS LP3,99 %3,03 Mio.
- FMR LLC3,52 %2,67 Mio.
- GEODE CAPITAL MANAGEMENT, LLC2,72 %2,06 Mio.
Insider-Geschäfte
- Davidson Janine3. Nov. 2026 · directorVerkauf150 Aktien
- Peterman Tamara2. Nov. 2026 · directorKauf201 Aktien · 137,02
- GRAVES GREG M2. Nov. 2026 · directorKauf292 Aktien · 137,02
- KEMPER J MARINER2. Nov. 2026 · director, officer: Chairman and CEOVerkauf15.062 Aktien
- KEMPER J MARINER2. Nov. 2026 · director, officer: Chairman and CEOKauf15.062 Aktien
- KEMPER J MARINER31. Okt. 2026 · director, officer: Chairman and CEOVerkauf815 Aktien · 134,47
- Gallagher Kevin Charles30. Okt. 2026 · directorVerkauf370 Aktien · 134,82
- Williamson Paul Michael27. Okt. 2026 · officer: President Commercial BankingVerkauf0 Aktien
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Über das Unternehmen
UMB Financial Corporation serves as the holding company for UMB Bank, delivering a comprehensive array of banking and financial solutions. Its Commercial Banking division provides businesses with essential services, including commercial loans, credit cards, and real estate financing. This segment also offers letters of credit, loan syndication, and consultative support. Furthermore, it delivers specialized business solutions such as asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investments. Comprehensive treasury management services are also available, encompassing depository functions, account reconciliation, cash management tools, accounts payable and receivable solutions, electronic funds transfers, automated payments, controlled disbursements, lockbox services, and remote deposit capture. The Institutional Banking division caters specifically to institutional clients, offering asset management and healthcare services. Its extensive offerings include fund administration and accounting, investor services, transfer agency functions, marketing and distribution support, custody, and alternative investment services. This segment also manages fixed-income sales, trading, and underwriting, alongside providing corporate trust, escrow, and institutional custody services. A notable feature of this division is its healthcare payment solutions, which incorporate custodial services for health savings accounts and versatile private-label debit cards. These solutions are extended to a diverse clientele, including insurance carriers, third-party administrators, software companies, employers, and financial institutions. For individual customers, the Personal Banking segment presents a suite of services such as deposit accounts, retail credit cards, and private banking. It also provides various loan products, including installment loans, home equity lines of credit, residential mortgages, and small business loans. These offerings are complemented by internet banking, an expansive ATM network, brokerage, insurance, advisory, and trust services. The company operates a substantial network of branches and offices across 17 states: Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. Established in 1913, UMB Financial Corporation maintains its headquarters in Kansas City, Missouri.
Führung
- J. Mariner KemperChairman & Chief Executive Officer
- James D. RinePresident & Vice Chairman
- Ram ShankarExecutive Vice President & Chief Financial Officer
- Shannon Andresen JohnsonExecutive VP, Chief Administrative Officer & Chief Risk Officer
- Uma WilsonExecutive VP and Chief Information, Bank Product & Operations Officer
- Thomas S. TerryExecutive Vice President & Chief Credit Officer
- CEO
- J. Mariner Kemper
- Mitarbeitende
- 5.222
- Hauptsitz
- Kansas City, MO, US
- Sektor
- Financial Services
- Branche
- Banks - Regional
- Börsengang
- 17. März 1980
- Website
- umb.com
Nachrichten
- The Motley Fool · 6. Nov., 14:00UMB Financial: 3 Key Takeaways for Long-Term Investors
- Fool - Investing News · 6. Nov., 4:12Meet the Unstoppable Vanguard ETF Beating the S&P 500 and the Dow Jones in 2026
- Defense World · 5. Nov., 4:31UMB Financial Corporation $UMBF Shares Bought by Boston Trust Walden Corp
- Defense World · 3. Nov., 3:45Comparing UMB Financial (NASDAQ:UMBF) and Raiffeisen Bank International (OTCMKTS:RAIFY)
- Zacks Investment Research · 2. Nov., 13:01UMB (UMBF) Upgraded to Buy: Here's Why
- Zacks Investment Research · 30. Okt., 10:51Here's Why UMB Financial (UMBF) is a Strong Momentum Stock
- Zacks Investment Research · 29. Okt., 10:41Here's Why UMB Financial (UMBF) is a Strong Value Stock
- MarketBeat · 28. Okt., 20:05UMB Financial Q3 Earnings Call Highlights
- Seeking Alpha · 28. Okt., 15:49UMB Financial Corporation (UMBF) Q3 2026 Earnings Call Transcript
- Zacks Investment Research · 28. Okt., 15:01UMBF Q3 Earnings Beat on Higher NII, El Dorado Buyout Deal Announced
Kurse mindestens 15 Minuten verzögert. Daten: Financial Modeling Prep. Keine Anlageberatung.