U.S. Bancorp
USB · New York Stock Exchange · USD
60,95USD
+1,50 (+2,52 %)Stand 9. Nov., 21:00
Nachbörslich60,950,00 (0,00 %)17:41 ET
Kennzahlen
- Eröffnung
- 60,53
- Vortag
- 59,45
- Tagesspanne
- 59,95 – 61,50
- 52 Wochen
- 45,02 – 66,08
- Volumen
- 7,28 Mio.
- Ø Volumen
- 7,52 Mio.
- Börsenwert
- 94,97 Mrd. $
- KGV
- 11,9
- Gewinn je Aktie (TTM)
- 5,13
- Dividendenrendite
- 3,4 %
- Beta
- 1,0
- Nächste Zahlen
- 19. Jan. 2027
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 42,86 Mrd. | 42,71 Mrd. | 40,62 Mrd. | 27,4 Mrd. | 23,71 Mrd. |
| Herstellungskosten | 15,93 Mrd. | 17,62 Mrd. | 14,89 Mrd. | 5,19 Mrd. | −180 Mio. |
| Bruttogewinn | 26,93 Mrd. | 25,1 Mrd. | 25,74 Mrd. | 22,21 Mrd. | 23,89 Mrd. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 12,54 Mrd. | 11,17 Mrd. | 11,14 Mrd. | 9,61 Mrd. | 9,09 Mrd. |
| Operatives Ergebnis | 9,52 Mrd. | 7,91 Mrd. | 6,87 Mrd. | 7,3 Mrd. | 10,17 Mrd. |
| EBITDA | 10,39 Mrd. | 8,85 Mrd. | 7,88 Mrd. | 7,86 Mrd. | 10,66 Mrd. |
| Nettogewinn | 7,58 Mrd. | 6,3 Mrd. | 5,43 Mrd. | 5,83 Mrd. | 7,96 Mrd. |
| Gewinn je Aktie (verwässert) | 4,61 | 3,79 | 3,27 | 3,69 | 5,10 |
Umsatz nach Segment
Produkte · FY 2025
- Wealth Management And Investment Services12,08 Mrd. $39,41 %−0,90 %
- Payment Services9,7 Mrd. $31,64 %+5,43 %
- Consumer And Small Business Banking8,87 Mrd. $28,94 %−4,22 %
Anteil · ggü. Vorjahr (FY 2024)
Regionen · FY 2012
- Segment Two8,3 Mrd. $57,17 %
- Segment Four4,74 Mrd. $32,66 %
- Segment Three1,48 Mrd. $10,17 %
Anteil · ggü. Vorjahr (FY –)
Bewertung
Letzte 12 Monate
- KGV
- 11,9
- Kurs-Umsatz-Verhältnis
- 2,2
- Kurs-Buchwert-Verhältnis
- 1,4
- PEG
- 0,7
- Bruttomarge
- 64,7 %
- Operative Marge
- 24,4 %
- Nettomarge
- 19,0 %
- Verschuldungsgrad
- 1,1
- EV/EBITDA
- 8,2
- Eigenkapitalrendite
- 12,6 %
- Kapitalrendite (ROIC)
- 5,0 %
- Free-Cashflow-Rendite
- 13,5 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 62,8 % | 58,8 % | 63,4 % | 81,0 % | 100,8 % |
| Operative Marge | 22,2 % | 18,5 % | 16,9 % | 26,6 % | 42,9 % |
| Nettomarge | 17,7 % | 14,7 % | 13,4 % | 21,3 % | 33,6 % |
| KGV | 11,5 | 12,6 | 13,2 | 11,8 | 11,0 |
| Kurs-Umsatz-Verhältnis | 1,9 | 1,7 | 1,6 | 2,4 | 3,5 |
| Kurs-Buchwert-Verhältnis | 1,3 | 1,3 | 1,2 | 1,3 | 1,5 |
| Verschuldungsgrad | 1,2 | 1,3 | 1,2 | 1,4 | 0,8 |
| Liquidität 3. Grades | 0,3 | 0,3 | 0,3 | 0,2 | 0,4 |
| Dividendenrendite | 4,2 % | 4,6 % | 5,0 % | 4,7 % | 3,5 % |
| Unternehmenswert | 114,01 Mrd. | 91,63 Mrd. | 72,35 Mrd. | 82,44 Mrd. | 98,65 Mrd. |
| EV/EBITDA | 11,0 | 10,4 | 9,2 | 10,5 | 9,3 |
| Eigenkapitalrendite | 11,6 % | 10,8 % | 9,8 % | 11,5 % | 14,5 % |
| Kapitalrendite (ROIC) | 4,5 % | 4,0 % | 3,6 % | 3,9 % | 6,8 % |
| Free-Cashflow-Rendite | 9,6 % | 15,1 % | 12,6 % | 32,5 % | 11,8 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | +0,3 % | +5,1 % | +48,3 % | +15,5 % | −6,0 % |
| Bruttogewinn | +7,3 % | −2,5 % | +15,9 % | −7,1 % | +23,0 % |
| Operatives Ergebnis | +20,3 % | +15,2 % | −6,0 % | −28,2 % | +68,0 % |
| Nettogewinn | +20,3 % | +16,0 % | −6,8 % | −26,8 % | +60,6 % |
| Gewinn je Aktie | +21,6 % | +15,9 % | −11,4 % | −27,6 % | +66,7 % |
| Freier Cashflow | −29,3 % | +33,5 % | −60,0 % | +114,0 % | +165,6 % |
| Dividende je Aktie | +1,9 % | +3,0 % | +3,9 % | +6,5 % | +2,6 % |
Analysten
Einstufungen · Buy
- 1Stark kaufen
- 24Kaufen
- 22Halten
- 2Verkaufen
- 0Stark verkaufen
Kursziel
69,53
Durchschnitt · +14,08 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 31,06 Mrd. | 33,34 Mrd. | 35,06 Mrd. |
| Umsatz (Tief – Hoch) | 30,88 Mrd. – 31,22 Mrd. | 32,99 Mrd. – 33,69 Mrd. | 34,42 Mrd. – 35,67 Mrd. |
| Gewinn je Aktie (Ø) | 5,29 | 5,86 | 6,46 |
| Gewinn je Aktie (Tief – Hoch) | 5,24 – 5,43 | 5,76 – 6,04 | 6,16 – 6,83 |
| Analysten | 19 | 19 | 14 |
Letzte Änderungen
- UBS2. Nov. 2026Neutral
- Oppenheimer2. Nov. 2026Outperform
- JP Morgan30. Okt. 2026Neutral
- Oppenheimer16. Okt. 2026Outperform
- Evercore ISI Group16. Okt. 2026Outperform
- Citigroup16. Okt. 2026Buy
- DA Davidson16. Okt. 2026Buy
- RBC Capital16. Okt. 2026Outperform
Quartalszahlen
Nächste Zahlen: 19. Jan. 2027| Okt. 2026 | Juli 2026 | Apr. 2026 | Jan. 2026 | Okt. 2025 | Juli 2025 | Apr. 2025 | Jan. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 1,32 | 1,28 | 1,14 | 1,19 | 1,13 | 1,07 | 0,98 | 1,04 |
| Gewinn je Aktie · Tatsächlich | 1,34 | 1,35 | 1,18 | 1,26 | 1,22 | 1,11 | 1,03 | 1,07 |
| Abweichung | +1,52 % | +5,47 % | +3,51 % | +5,88 % | +7,96 % | +3,74 % | +5,21 % | +2,88 % |
| Umsatz · Tatsächlich | 7,97 Mrd. | 7,71 Mrd. | 7,29 Mrd. | 7,36 Mrd. | 7,3 Mrd. | 6,98 Mrd. | 6,93 Mrd. | 6,98 Mrd. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 30. Sept. 2026 | 15. Okt. 2026 | 0,54 |
| 30. Juni 2026 | 15. Juli 2026 | 0,52 |
| 31. März 2026 | 15. Apr. 2026 | 0,52 |
| 31. Dez. 2025 | 15. Jan. 2026 | 0,52 |
| 30. Sept. 2025 | 15. Okt. 2025 | 0,52 |
| 30. Juni 2025 | 15. Juli 2025 | 0,50 |
| 31. März 2025 | 15. Apr. 2025 | 0,50 |
| 31. Dez. 2024 | 15. Jan. 2025 | 0,50 |
| 30. Sept. 2024 | 15. Okt. 2024 | 0,50 |
| 28. Juni 2024 | 15. Juli 2024 | 0,49 |
| 27. März 2024 | 15. Apr. 2024 | 0,49 |
| 28. Dez. 2023 | 16. Jan. 2024 | 0,49 |
Aktiensplits
- 27. Feb. 2001253:200
- 16. Apr. 19993:1
- 19. Mai 19983:1
- 16. Jan. 19973:1
- 17. Apr. 19892:1
- 16. Apr. 19852:1
Eigentümer
Institutionen
Q2 2026 · 13F
- Anteil institutioneller Investoren
- 82,60 %
- Investoren mit 13F-Meldung
- 2.150
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Insider-Geschäfte
- Remington Troy William28. Okt. 2026 · officer: EVP and Interim CROVerkauf0 Aktien
- Kedia Gunjan28. Aug. 2026 · director, officer: President & CEOKauf27.267 Aktien · 55,01
- Kedia Gunjan28. Aug. 2026 · director, officer: President & CEOVerkauf27.267 Aktien · 62,37
- Kedia Gunjan28. Aug. 2026 · director, officer: President & CEOVerkauf27.267 Aktien · 55,01
- CHOSY JAMES L23. Juli 2026 · officer: Senior EVP and General CounselKauf24.711 Aktien · 55,01
- CHOSY JAMES L23. Juli 2026 · officer: Senior EVP and General CounselVerkauf22.968 Aktien · 63,28
- CHOSY JAMES L23. Juli 2026 · officer: Senior EVP and General CounselVerkauf24.711 Aktien · 55,01
- CHOSY JAMES L21. Juli 2026 · officer: Senior EVP and General CounselVerkauf3969 Aktien
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Über das Unternehmen
U.S. Bancorp (USB) functions as a broad-based financial services holding company, delivering a comprehensive spectrum of banking and financial solutions throughout the United States. Its diverse customer base includes individual consumers, various businesses, institutional organizations, governmental bodies, and other financial entities. The company organizes its operations across key segments: Corporate and Commercial Banking, Consumer and Business Banking, Wealth Management and Investment Services, Payment Services, and Treasury and Corporate Support. Its offerings encompass fundamental depository services such as checking accounts, savings accounts, and time certificates. U.S. Bancorp also extends a variety of credit facilities, including traditional lending products, credit card services, lease financing, support for import/export trade, asset-backed lending, and agricultural finance. Furthermore, it provides supplementary services like capital markets access, treasury management, and receivable lock-box collection for its corporate and governmental clients. The firm also offers a full suite of asset management and fiduciary services designed for individuals, estates, foundations, corporations, and charitable organizations. Beyond these, the company supplies investment and insurance products, predominantly to customers within its operating regions, and delivers fund administration services to a range of mutual and other investment funds. Its portfolio also includes corporate and purchasing card services, corporate trust management, and merchant processing. U.S. Bancorp's capabilities additionally span investment management, ATM network operation, mortgage banking, insurance provision, brokerage activities, and leasing services. As of December 31, 2021, the company distributed its products and services through a physical network of 2,230 banking branches, mainly concentrated in the Midwest and Western United States. Digital access was also extensively provided via online platforms, mobile devices, and other electronic channels. Additionally, it managed a network of 4,059 ATMs. Founded in 1863, U.S. Bancorp is headquartered in Minneapolis, Minnesota.
Führung
- Gunjan KediaPresident, CEO & Chairman
- Jodi L. RichardVice Chair & Chief Risk Officer
- John C. SternVice Chair & Chief Financial Officer
- Stephen L. PhilipsonVice Chair & Head of Wealth, Corporate, Commercial and Institutional Banking
- Elcio R. T. BarcelosSenior EVP & Chief Human Resources Officer
- Alan FlanaganHead of Global Investment Services
- CEO
- Gunjan Kedia
- Mitarbeitende
- 68.520
- Hauptsitz
- Minneapolis, MN, US
- Sektor
- Financial Services
- Branche
- Banks - Regional
- Börsengang
- 3. Mai 1973
- Website
- usbank.com
Nachrichten
- Defense World · 9. Nov., 4:05U.S. Bancorp $USB Stock: Candriam S.C.A. Reduces Stake
- Seeking Alpha · 6. Nov., 15:24U.S. Bancorp (USB) Presents at BancAnalysts Association of Boston Conference 2026 Transcript
- MarketBeat · 6. Nov., 13:16U.S. Bancorp Plans to Restart Buybacks as BTIG Fuels Capital Markets Growth
- Defense World · 4. Nov., 5:01U.S. Bancorp $USB Shares Newly Purchased by Associated Banc Corp
- Business Wire · 30. Okt., 9:00U.S. Bancorp to speak at the BancAnalysts Association of Boston Conference
- Business Wire · 29. Okt., 11:00Healthcare digital payment adoption outpaces revenue cycle performance, Elavon survey finds
- Business Wire · 29. Okt., 4:00U.S. Bancorp Announces New U.S. Bancorp Global Funds Brand
- 24/7 Wall Street · 27. Okt., 12:185 Overlooked Blue-Chip High-Yield Dividend Stocks to Buy in November
- GuruFocus · 27. Okt., 7:23USB DCF Analysis: Intrinsic Value $59 vs Price $60
- 247 Wallst · 26. Okt., 12:153 Blue-Chip Dividend Stocks That Show Why Roth IRA Income Can Be Worth More
Kurse mindestens 15 Minuten verzögert. Daten: Financial Modeling Prep. Keine Anlageberatung.