Community First Bancorporation

Community First Bancorporation functions as the parent entity for Community First Bank, providing an array of commercial banking products and services tailored for both individual and corporate clients. Its diverse deposit offerings include checking accounts, NOW accounts, individual retirement accounts, various time deposit options, money market accounts, and certificates of deposit. For lending needs, the company extends commercial loans, comprising short-term unsecured options, real estate mortgage loans for both short and intermediate durations, and credit lines secured by publicly traded stocks, equipment, inventory, and accounts receivable. Consumer credit solutions encompass home equity improvement loans (backed by first or second mortgages), personal expenditure loans, educational financing, overdraft lines of credit, and vehicle loans for cars, recreational vehicles, and boats. Beyond these, the company facilitates debit and credit card services. Additional services range from direct deposit, international payment and currency exchange, and electronic bill payment to remote check deposit and merchant services. Customers also benefit from internet and mobile banking platforms. Furthermore, the institution provides various insurance products, including life, home, auto, health, and pet coverage. Community First Bancorporation manages eight full-service branches, located in Walhalla, Seneca, Anderson, Williamston, Westminster, and Greenville, South Carolina, in addition to two others in North Carolina. It also maintains loan production offices in Charlotte and Concord, North Carolina. The company was established in 1988 and its main office is situated in Walhalla, South Carolina.