First United Corporation
FUNC · NASDAQ Global Select · USD
46,36USD
+0,44 (+0,96 %)Stand 9. Nov., 21:00
Nachbörslich46,360,00 (0,00 %)19:30 ET
Kennzahlen
- Eröffnung
- 45,90
- Vortag
- 45,92
- Tagesspanne
- 45,90 – 46,86
- 52 Wochen
- 35,02 – 48,07
- Volumen
- 21.098
- Ø Volumen
- 26.660
- Börsenwert
- 299,3 Mio. $
- KGV
- 11,9
- Gewinn je Aktie (TTM)
- 3,90
- Dividendenrendite
- 2,3 %
- Beta
- 0,5
- Nächste Zahlen
- 3. Feb. 2027
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 119,18 Mio. | 111,8 Mio. | 95,61 Mio. | 80,44 Mio. | 78,61 Mio. |
| Herstellungskosten | 35,48 Mio. | 34,93 Mio. | 25,86 Mio. | 4,16 Mio. | 4,9 Mio. |
| Bruttogewinn | 83,7 Mio. | 76,87 Mio. | 69,75 Mio. | 76,28 Mio. | 73,72 Mio. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 35,06 Mio. | 30,78 Mio. | 30,37 Mio. | 26,41 Mio. | 26,47 Mio. |
| Operatives Ergebnis | 32,53 Mio. | 27,23 Mio. | 19,48 Mio. | 33,18 Mio. | 26,31 Mio. |
| EBITDA | 35,59 Mio. | 31,02 Mio. | 24,39 Mio. | 36,83 Mio. | 29,74 Mio. |
| Nettogewinn | 24,52 Mio. | 20,57 Mio. | 15,06 Mio. | 25,05 Mio. | 19,77 Mio. |
| Gewinn je Aktie (verwässert) | 3,77 | 3,15 | 2,25 | 3,76 | 2,94 |
Umsatz nach Segment
Produkte · FY 2025
- Trust Department9,82 Mio. $53,32 %+8,03 %
- Debit Card Income4,06 Mio. $22,02 %−0,20 %
- Service Charges on Deposit Accounts2,26 Mio. $12,24 %+1,58 %
- Brokerage Commissions1,45 Mio. $7,84 %−0,28 %
- Other Service Charges845.000 $4,59 %−4,74 %
Anteil · ggü. Vorjahr (FY 2024)
Bewertung
Letzte 12 Monate
- KGV
- 11,9
- Kurs-Umsatz-Verhältnis
- 2,4
- Kurs-Buchwert-Verhältnis
- 1,4
- PEG
- 7,6
- Bruttomarge
- 71,8 %
- Operative Marge
- 26,8 %
- Nettomarge
- 20,3 %
- Verschuldungsgrad
- 0,3
- EV/EBITDA
- 8,1
- Eigenkapitalrendite
- 12,1 %
- Kapitalrendite (ROIC)
- 9,0 %
- Free-Cashflow-Rendite
- 10,3 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 70,2 % | 68,8 % | 73,0 % | 94,8 % | 93,8 % |
| Operative Marge | 27,3 % | 24,4 % | 20,4 % | 41,2 % | 33,5 % |
| Nettomarge | 20,6 % | 18,4 % | 15,8 % | 31,1 % | 25,1 % |
| KGV | 9,9 | 10,7 | 10,4 | 5,2 | 6,4 |
| Kurs-Umsatz-Verhältnis | 2,0 | 2,0 | 1,6 | 1,6 | 1,6 |
| Kurs-Buchwert-Verhältnis | 1,2 | 1,2 | 1,0 | 0,9 | 0,9 |
| Verschuldungsgrad | 0,6 | 1,0 | 1,0 | 0,6 | 0,6 |
| Liquidität 3. Grades | 0,1 | 0,1 | 0,1 | 0,1 | 0,3 |
| Dividendenrendite | 2,5 % | 2,4 % | 3,3 % | 3,1 % | 3,1 % |
| Unternehmenswert | 226,14 Mio. | 329,42 Mio. | 265,34 Mio. | 154,22 Mio. | 101,55 Mio. |
| EV/EBITDA | 6,4 | 10,6 | 10,9 | 4,2 | 3,4 |
| Eigenkapitalrendite | 12,0 % | 11,5 % | 9,3 % | 16,5 % | 13,9 % |
| Kapitalrendite (ROIC) | 7,0 % | 5,2 % | 4,3 % | 9,1 % | 8,1 % |
| Free-Cashflow-Rendite | 6,3 % | 9,3 % | 14,1 % | 17,6 % | 15,0 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | +6,6 % | +16,9 % | +18,9 % | +2,3 % | +2,2 % |
| Bruttogewinn | +8,9 % | +10,2 % | −8,6 % | +3,5 % | +19,2 % |
| Operatives Ergebnis | +19,5 % | +39,8 % | −41,3 % | +26,1 % | +47,9 % |
| Nettogewinn | +19,2 % | +36,6 % | −39,9 % | +26,7 % | +42,8 % |
| Gewinn je Aktie | +19,7 % | +40,0 % | −40,2 % | +27,9 % | +44,1 % |
| Freier Cashflow | −24,3 % | −8,0 % | −3,7 % | +21,6 % | +29,7 % |
| Dividende je Aktie | +11,7 % | +5,5 % | +30,2 % | +3,4 % | +11,4 % |
Analysten
Einstufungen · Buy
- 0Stark kaufen
- 1Kaufen
- 0Halten
- 0Verkaufen
- 0Stark verkaufen
Kursziel
49,50
Durchschnitt · +6,77 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 98,13 Mio. | 103,58 Mio. | 109,56 Mio. |
| Umsatz (Tief – Hoch) | 97,87 Mio. – 98,39 Mio. | 103,3 Mio. – 103,85 Mio. | 109,1 Mio. – 110,03 Mio. |
| Gewinn je Aktie (Ø) | 4,49 | 4,87 | 5,20 |
| Gewinn je Aktie (Tief – Hoch) | 4,47 – 4,50 | 4,85 – 4,89 | 5,19 – 5,20 |
| Analysten | 1 | 1 | 2 |
Letzte Änderungen
- Raymond James1. Juli 2026Outperform
- Raymond James7. Juli 2022Outperform
- Raymond James26. Apr. 2022Outperform
- Raymond James8. Feb. 2022Outperform
- Raymond James27. Mai 2021Outperform
Quartalszahlen
Nächste Zahlen: 3. Feb. 2027| Okt. 2026 | Juli 2026 | Apr. 2026 | Feb. 2026 | Okt. 2025 | Juli 2025 | Apr. 2025 | Feb. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 1,14 | 1,05 | 0,92 | 0,96 | 0,89 | 0,84 | 0,80 | 0,86 |
| Gewinn je Aktie · Tatsächlich | 1,11 | 1,13 | 1,02 | 1,10 | 1,07 | 0,92 | 0,89 | 0,95 |
| Abweichung | −2,63 % | +7,62 % | +10,87 % | +14,58 % | +20,50 % | +9,52 % | +11,25 % | +10,47 % |
| Umsatz · Tatsächlich | 25,1 Mio. | 23,91 Mio. | 23,28 Mio. | 23,32 Mio. | 22,48 Mio. | 21,79 Mio. | 20,93 Mio. | 20,62 Mio. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 19. Okt. 2026 | 2. Nov. 2026 | 0,28 |
| 20. Juli 2026 | 3. Aug. 2026 | 0,26 |
| 17. Apr. 2026 | 1. Mai 2026 | 0,26 |
| 16. Jan. 2026 | 2. Feb. 2026 | 0,26 |
| 17. Okt. 2025 | 3. Nov. 2025 | 0,26 |
| 18. Juli 2025 | 1. Aug. 2025 | 0,22 |
| 17. Apr. 2025 | 1. Mai 2025 | 0,22 |
| 17. Jan. 2025 | 3. Feb. 2025 | 0,22 |
| 18. Okt. 2024 | 1. Nov. 2024 | 0,22 |
| 18. Juli 2024 | 1. Aug. 2024 | 0,20 |
| 16. Apr. 2024 | 1. Mai 2024 | 0,20 |
| 17. Jan. 2024 | 1. Feb. 2024 | 0,20 |
Aktiensplits
- 13. März 199621:20
- 9. Feb. 19943:2
- 16. Juni 19932:1
Eigentümer
Institutionen
Q2 2026 · 13F
- Anteil institutioneller Investoren
- 49,84 %
- Investoren mit 13F-Meldung
- 92
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Insider-Geschäfte
- RUDY IRVIN ROBERT3. Nov. 2026 · directorVerkauf1000 Aktien · 46,26
- Rush Jason Barry2. Nov. 2026 · director, officer: Chairman, President & CEOKauf68 Aktien · 46,31
- Sturm Tonya K.2. Nov. 2026 · officer: EVP & CFOKauf3 Aktien · 46,31
- Boal Brian R.2. Nov. 2026 · directorKauf79 Aktien · 46,31
- Beitzel Nina Andreya7. Okt. 2026 · directorKauf784 Aktien
- Stuck Steven Richard7. Okt. 2026 · directorKauf784 Aktien
- Bender Shawn Robert7. Okt. 2026 · directorKauf784 Aktien
- Bender Shawn Robert24. Sept. 2026 · directorVerkauf0 Aktien
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Über das Unternehmen
First United Corporation acts as the holding company for First United Bank & Trust, which delivers a wide array of retail and commercial banking solutions to both businesses and individual customers. The bank offers a diverse portfolio of deposit accounts, encompassing standard checking, savings, and money market options, in addition to specialized choices like regular and Individual Retirement Account (IRA) certificates of deposit, Christmas savings, college savings, and health savings accounts. It also provides advanced cash management programs, such as the Certificate of Deposit Account Registry Service (CDARS) and Insured Cash Sweep (ICS), available to governmental entities, businesses, and consumers. For its business clientele, First United extends comprehensive packages that feature treasury management, cash sweeping services, and various checking account opportunities. Regarding lending, the corporation provides an extensive range of loan products. These include commercial loans collateralized by real estate, equipment, vehicles, or other business assets. It also offers commercial real estate financing for residential and commercial developments, agricultural properties, and service industry buildings. Individual customers can access residential mortgage loans, home equity lines of credit, and residential real estate construction loans. Furthermore, the bank issues direct and indirect auto loans, student loans, and a variety of secured and unsecured term loans and lines of credit. Beyond traditional banking, the company furnishes a comprehensive suite of trust services, including personal and charitable trusts, investment agency accounts, and full-service retirement planning solutions (such as IRA rollovers, 401(k) accounts, and defined benefit plans), alongside estate administration and planning expertise. Supplementary services offered include insurance products, brokerage facilities, and practical amenities like safe deposit boxes and night depository facilities. First United Corporation's operational network consists of 26 banking branches, a dedicated customer care center, and 34 automated teller machines. This presence extends across Allegany, Frederick, Garrett, and Washington counties in Maryland, as well as Mineral, Berkeley, Monongalia, and Harrison counties in West Virginia. Established in 1900, the company's headquarters are situated in Oakland, Maryland.
Führung
- Jason RushChairman of the Board, President & CEO
- Robert L. FisherExecutive VP & Chief Revenue Officer
- Anthony TaskerSenior Vice President & Chief Operating Officer
- Keith R. SandersExecutive VP & Chief Wealth Officer of First United Bank
- Julie W. PetersonExecutive VP & Chief Credit Officer of First United Bank
- Tonya K. SturmExecutive VP, CFO, Secretary & Treasurer
- CEO
- Jason Rush
- Mitarbeitende
- 329
- Hauptsitz
- Oakland, MD, US
- Sektor
- Financial Services
- Branche
- Banks - Regional
- Börsengang
- 3. Sept. 1992
- Website
- mybank.com
Nachrichten
- Zacks Investment Research · 19. Okt., 18:35First United Corporation (FUNC) Q3 Earnings Miss Estimates
- PRNewsWire · 19. Okt., 16:15FIRST UNITED CORPORATION ANNOUNCES THIRD QUARTER 2026 FINANCIAL RESULTS
- Zacks Investment Research · 17. Okt., 12:48Are You Looking for a High-Growth Dividend Stock?
- 247 Wallst · 15. Okt., 8:32How to Build a $9,250 Monthly Paycheck From Dividends
- 247 Wallst · 13. Okt., 10:45Dividend Stocks or Treasury Bills? The Retirement Income Math Might Surprise You
- Defense World · 1. Okt., 6:15Citizens Community Bancorp (NASDAQ:CZWI) versus First United (NASDAQ:FUNC) Critical Analysis
- Zacks Investment Research · 30. Sept., 12:46Why First United Corporation (FUNC) is a Great Dividend Stock Right Now
- Zacks Investment Research · 25. Sept., 9:053 Stocks in Focus That Declared Dividend Hikes Amid Economic Woes
- PRNewsWire · 23. Sept., 16:00FIRST UNITED CORPORATION ANNOUNCES FOURTH QUARTER 2026 DIVIDEND
- Zacks Investment Research · 14. Sept., 12:46Why First United Corporation (FUNC) is a Top Dividend Stock for Your Portfolio
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