LCNB Corp.
LCNB · NASDAQ Capital Market · USD
19,78USD
+0,19 (+0,97 %)Stand 9. Nov., 21:00
Nachbörslich19,780,00 (0,00 %)16:10 ET
Kennzahlen
- Eröffnung
- 19,66
- Vortag
- 19,59
- Tagesspanne
- 19,32 – 19,81
- 52 Wochen
- 14,83 – 21,32
- Volumen
- 20.005
- Ø Volumen
- 34.381
- Börsenwert
- 281,96 Mio. $
- KGV
- 11,2
- Gewinn je Aktie (TTM)
- 1,76
- Dividendenrendite
- 4,4 %
- Beta
- 0,6
- Nächste Zahlen
- 4. Feb. 2027
Finanzen
| USD | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
| Umsatz | 124,24 Mio. | 125,42 Mio. | 95,01 Mio. | 80,04 Mio. | 75,99 Mio. |
| Herstellungskosten | 34,46 Mio. | 46,18 Mio. | 25,33 Mio. | 4,96 Mio. | 3,78 Mio. |
| Bruttogewinn | 89,78 Mio. | 79,24 Mio. | 69,68 Mio. | 75,08 Mio. | 72,21 Mio. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 41 Mio. | 38,11 Mio. | 31,14 Mio. | 30,2 Mio. | 29,35 Mio. |
| Operatives Ergebnis | 28,15 Mio. | 15,96 Mio. | 15,26 Mio. | 26,95 Mio. | 25,59 Mio. |
| EBITDA | 28,82 Mio. | 16,57 Mio. | 18,25 Mio. | 29,69 Mio. | 28,2 Mio. |
| Nettogewinn | 23,12 Mio. | 13,49 Mio. | 12,63 Mio. | 22,13 Mio. | 20,97 Mio. |
| Gewinn je Aktie (verwässert) | 1,63 | 0,97 | 1,10 | 1,93 | 1,66 |
Umsatz nach Segment
Produkte · FY 2025
- Fiduciary and Trust9,53 Mio. $56,35 %+12,86 %
- Deposit Account7,38 Mio. $43,65 %+9,25 %
Anteil · ggü. Vorjahr (FY 2024)
Bewertung
Letzte 12 Monate
- KGV
- 11,2
- Kurs-Umsatz-Verhältnis
- 2,3
- Kurs-Buchwert-Verhältnis
- 1,0
- PEG
- 2,1
- Bruttomarge
- 74,8 %
- Operative Marge
- 25,1 %
- Nettomarge
- 20,0 %
- Verschuldungsgrad
- 0,4
- EV/EBITDA
- 8,1
- Eigenkapitalrendite
- 9,0 %
- Kapitalrendite (ROIC)
- 6,4 %
- Free-Cashflow-Rendite
- 11,6 %
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Bruttomarge | 72,3 % | 63,2 % | 73,3 % | 93,8 % | 95,0 % |
| Operative Marge | 22,7 % | 12,7 % | 16,1 % | 33,7 % | 33,7 % |
| Nettomarge | 18,6 % | 10,8 % | 13,3 % | 27,6 % | 27,6 % |
| KGV | 10,0 | 15,6 | 14,3 | 9,3 | 11,8 |
| Kurs-Umsatz-Verhältnis | 1,9 | 1,7 | 1,9 | 2,6 | 3,2 |
| Kurs-Buchwert-Verhältnis | 0,8 | 0,8 | 0,8 | 1,0 | 1,0 |
| Verschuldungsgrad | 0,4 | 0,6 | 0,9 | 0,5 | 0,1 |
| Liquidität 3. Grades | 0,6 | 0,1 | 0,2 | 0,2 | 0,2 |
| Dividendenrendite | 5,4 % | 5,9 % | 5,5 % | 4,5 % | 4,0 % |
| Unternehmenswert | 330,7 Mio. | 333,54 Mio. | 357,12 Mio. | 279,59 Mio. | 244,22 Mio. |
| EV/EBITDA | 11,5 | 20,1 | 19,6 | 9,4 | 8,7 |
| Eigenkapitalrendite | 8,4 % | 5,3 % | 5,4 % | 11,0 % | 8,8 % |
| Kapitalrendite (ROIC) | −41,8 % | 3,1 % | 2,7 % | 7,4 % | 8,2 % |
| Free-Cashflow-Rendite | 14,5 % | 42,9 % | 11,5 % | 13,5 % | 6,5 % |
Wachstum
| FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | |
|---|---|---|---|---|---|
| Umsatz | −0,9 % | +32,0 % | +18,7 % | +5,3 % | −3,2 % |
| Bruttogewinn | +13,3 % | +13,7 % | −7,2 % | +4,0 % | +4,8 % |
| Operatives Ergebnis | +76,4 % | +4,6 % | −43,4 % | +5,3 % | +5,9 % |
| Nettogewinn | +71,4 % | +6,8 % | −42,9 % | +5,5 % | +4,5 % |
| Gewinn je Aktie | +68,0 % | −11,8 % | −43,0 % | +16,3 % | +7,1 % |
| Freier Cashflow | −62,6 % | +330,9 % | −25,4 % | +75,2 % | +45,9 % |
| Dividende je Aktie | −0,3 % | +2,0 % | +8,1 % | +4,3 % | +5,5 % |
Analysten
Einstufungen · Hold
- 0Stark kaufen
- 1Kaufen
- 2Halten
- 0Verkaufen
- 0Stark verkaufen
Kursziel
20,00
Durchschnitt · +1,11 %
Schätzungen
| FY 2026 | FY 2027 | FY 2028 | |
|---|---|---|---|
| Umsatz (Ø) | 98,65 Mio. | 100,1 Mio. | 103,65 Mio. |
| Umsatz (Tief – Hoch) | 97,91 Mio. – 99,39 Mio. | 99,46 Mio. – 100,74 Mio. | 103,33 Mio. – 103,97 Mio. |
| Gewinn je Aktie (Ø) | 1,85 | 1,88 | 1,93 |
| Gewinn je Aktie (Tief – Hoch) | 1,84 – 1,86 | 1,87 – 1,89 | 1,90 – 1,95 |
| Analysten | 2 | 2 | 2 |
Letzte Änderungen
- Janney Montgomery Scott30. Nov. 2022Neutral
- Boenning & Scattergood12. Jan. 2021Neutral → Outperform
- FBR Capital11. Okt. 2016Outperform → Market Perform
- FBR Capital28. Apr. 2014Market Perform → Outperform
- FBR Capital3. Feb. 2014Market Perform → Perform
Quartalszahlen
Nächste Zahlen: 4. Feb. 2027| Okt. 2026 | Juli 2026 | Apr. 2026 | Jan. 2026 | Okt. 2025 | Juli 2025 | Apr. 2025 | Jan. 2025 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 0,48 | 0,44 | 0,35 | 0,44 | 0,43 | 0,38 | 0,36 | 0,30 |
| Gewinn je Aktie · Tatsächlich | 0,51 | 0,53 | 0,31 | 0,40 | 0,49 | 0,41 | 0,33 | 0,44 |
| Abweichung | +6,99 % | +20,45 % | −11,43 % | −9,09 % | +15,29 % | +7,89 % | −7,04 % | +46,67 % |
| Umsatz · Tatsächlich | 25,02 Mio. | 25,14 Mio. | 23,54 Mio. | 23,86 Mio. | 23,83 Mio. | 22,79 Mio. | 21,52 Mio. | 22,7 Mio. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 1. Sept. 2026 | 15. Sept. 2026 | 0,22 |
| 1. Juni 2026 | 15. Juni 2026 | 0,22 |
| 2. März 2026 | 16. März 2026 | 0,22 |
| 1. Dez. 2025 | 15. Dez. 2025 | 0,22 |
| 2. Sept. 2025 | 16. Sept. 2025 | 0,22 |
| 2. Juni 2025 | 16. Juni 2025 | 0,22 |
| 3. März 2025 | 17. März 2025 | 0,22 |
| 2. Dez. 2024 | 16. Dez. 2024 | 0,22 |
| 3. Sept. 2024 | 16. Sept. 2024 | 0,22 |
| 3. Juni 2024 | 17. Juni 2024 | 0,22 |
| 29. Feb. 2024 | 15. März 2024 | 0,22 |
| 30. Nov. 2023 | 15. Dez. 2023 | 0,22 |
Aktiensplits
- 11. Mai 20072:1
- 3. Mai 20042:1
- 1. Juni 199910:1
Eigentümer
Institutionen
Q2 2026 · 13F
- Anteil institutioneller Investoren
- 51,00 %
- Investoren mit 13F-Meldung
- 109
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Insider-Geschäfte
- Miller Michael Robert4. Nov. 2026 · officer: Executive Vice PresidentVerkauf1817 Aktien · 20,02
- Krehbiel Anne E26. Okt. 2026 · directorKauf1000 Aktien · 19,79
- Meilstrup Eric J27. Aug. 2026 · director, officer: CEOKauf400 Aktien · 19,34
- Zaunbrecher Susan B18. Aug. 2026 · directorVerkauf0 Aktien
- Haines Robert C II17. Aug. 2026 · officer: PresidentKauf500 Aktien · 19,75
- Meilstrup Eric J28. Mai 2026 · director, officer: CEOKauf400 Aktien · 16,95
- Haines Robert C II15. Mai 2026 · officer: PresidentKauf500 Aktien · 15,78
- Lawson Takeitha W23. Feb. 2026 · directorKauf974 Aktien · 17,46
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Über das Unternehmen
LCNB Corp. functions as the parent entity of LCNB National Bank, delivering comprehensive banking solutions across Ohio. The bank offers a variety of deposit options, such as checking, demand, savings, NOW, and money market accounts, alongside certificates of deposit. Its lending portfolio is extensive, covering commercial and industrial financing, real estate loans for both commercial and residential properties, agricultural loans, construction financing, and Small Business Administration (SBA) loans. Residential mortgage options are also available, encompassing loans for home purchases or refinancing, home equity lines of credit, and other consumer or commercial loans secured by residential real estate. Additionally, the institution provides various consumer credit facilities, including those for vehicles (automobiles, RVs, boats), home improvements, and personal needs. Beyond traditional banking, LCNB Corp. extends its services to include trust administration, estate settlement, and fiduciary responsibilities. It also offers investment management for a range of accounts, including trusts, agency accounts, individual retirement accounts (IRAs), and institutional funds like foundations and endowments. The company's investment division delivers a suite of products and services, such as financial needs assessments, mutual funds, securities trading, annuities, and life insurance, complemented by full-service security brokerage. To enhance convenience for both individual and business clients, LCNB Corp. provides a host of ancillary services. These include secure storage (safe deposit boxes, night depositories), transactional support (cashier's checks, bank-by-mail, ATMs, wire transfers, electronic funds transfer, cash and transaction services, debit cards), utility bill collection, notary public services, and sophisticated digital banking options like telephone banking, online (PC Internet) banking, and mobile banking, along with comprehensive cash management solutions. As of December 31, 2021, the company maintained a substantial presence with 32 physical locations throughout Ohio, featuring a main office and an operations center situated in Warren County. Its branch network extends across Warren, Butler, Clinton, Clermont, Fayette, Franklin, Hamilton, Montgomery, Preble, and Ross counties. This physical infrastructure is further supported by 37 automated teller machines (ATMs). Established in 1877, LCNB Corp. has its headquarters located in Lebanon, Ohio.
Führung
- Eric J. MeilstrupChief Executive Officer & Director
- Robert C. HainesPresident
- Michael R. MillerExecutive VP, Trust Officer & Chief Wealth Officer
- Bradley Austin RuppertExecutive VP & Chief Investment Officer
- Lawrence Mulligan Jr.Executive VP & Chief Administration Officer
- Andrew WallaceExecutive Vice President & Chief Financial Officer
- CEO
- Eric J. Meilstrup
- Mitarbeitende
- 346
- Hauptsitz
- Lebanon, OH, US
- Sektor
- Financial Services
- Branche
- Banks - Regional
- Börsengang
- 26. Okt. 1999
- Website
- lcnb.com
Nachrichten
- Zacks Investment Research · 23. Okt., 13:20Earnings Estimates Rising for LCNB (LCNB): Will It Gain?
- Seeking Alpha · 20. Okt., 2:25LCNB: Solid Q3 2026 With A 4.7% Yield
- Seeking Alpha · 19. Okt., 13:54LCNB Corp. Has Proven Me Wrong (Upgrade)
- Zacks Investment Research · 15. Okt., 18:30LCNB (LCNB) Reports Q3 Earnings: What Key Metrics Have to Say
- Zacks Investment Research · 15. Okt., 18:15LCNB (LCNB) Beats Q3 Earnings and Revenue Estimates
- Business Wire · 15. Okt., 16:05LCNB Corp. Reports Financial Results for the Three and Nine months Ended September 30, 2026
- Business Wire · 17. Sept., 16:05LCNB Corp. Announces Retirement of Michael R. Miller, EVP and Chief Wealth Officer
- Zacks Investment Research · 11. Sept., 12:16OVBC vs. LCNB: Which Community Bank Stock Is the Better Buy Right Now?
- Defense World · 4. Sept., 3:29BlackRock Inc. Acquires Shares of 959,927 LCNB Corporation $LCNB
- Business Wire · 20. Aug., 16:05LCNB Corp. Announces 2026 Third-Quarter Dividend
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