Heartland Financial USA, Inc.
HTLF · NASDAQ Global Select · USD
64,67USD
−1,43 (−2,16 %)Stand 31. Jan., 21:00
Kennzahlen
- Eröffnung
- 66,68
- Vortag
- 66,10
- Tagesspanne
- 63,80 – 66,86
- 52 Wochen
- 32,04 – 70,27
- Volumen
- 3,03 Mio.
- Ø Volumen
- 280.296
- Börsenwert
- 2,77 Mrd. $
- KGV
- 38,5
- Gewinn je Aktie (TTM)
- 1,87
- Dividendenrendite
- 1,9 %
- Beta
- 0,9
- Nächste Zahlen
- –
Finanzen
| USD | FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|
| Umsatz | 553,28 Mio. | 727,55 Mio. | 688,91 Mio. | 606,92 Mio. | 569,36 Mio. |
| Herstellungskosten | 0 | 0 | 0 | 0 | 0 |
| Bruttogewinn | 553,28 Mio. | 727,55 Mio. | 688,91 Mio. | 606,92 Mio. | 569,36 Mio. |
| Forschung und Entwicklung | 0 | 0 | 0 | 0 | 0 |
| Vertrieb und Verwaltung | 279,56 Mio. | 260,7 Mio. | 247,37 Mio. | 207,9 Mio. | 210,57 Mio. |
| Operatives Ergebnis | 135,3 Mio. | 344,17 Mio. | 275,26 Mio. | 173,99 Mio. | 184,12 Mio. |
| EBITDA | 126,92 Mio. | 292,23 Mio. | 302,15 Mio. | 201,28 Mio. | 214,92 Mio. |
| Nettogewinn | 79,92 Mio. | 212,18 Mio. | 219,92 Mio. | 137,94 Mio. | 149,13 Mio. |
| Gewinn je Aktie (verwässert) | 1,68 | 4,79 | 5,00 | 3,57 | 4,14 |
Umsatz nach Segment
Produkte · FY 2023
- Financial Service74,02 Mio. $43,15 %+8,81 %
- Financial Services, Credit Card Fees31,1 Mio. $18,13 %+12,85 %
- Financial Services, Service Charges And Deposit Account Fees21,04 Mio. $12,26 %+12,95 %
- Fiduciary and Trust20,72 Mio. $12,07 %−8,22 %
- Financial Services, Overdraft Fees11,88 Mio. $6,92 %−2,13 %
- Financial Services, Debit Card Fees9,65 Mio. $5,62 %+3,36 %
- Financial Service, Brokerage And Insurance Commissions2,79 Mio. $1,63 %−6,43 %
- Financial Services, Customer Service Fees358.000 $0,21 %−4,53 %
Anteil · ggü. Vorjahr (FY 2022)
Bewertung
Letzte 12 Monate
- KGV
- 38,5
- Kurs-Umsatz-Verhältnis
- 5,0
- Kurs-Buchwert-Verhältnis
- 1,4
- PEG
- -0,6
- Bruttomarge
- 100,0 %
- Operative Marge
- 24,5 %
- Nettomarge
- 14,4 %
- Verschuldungsgrad
- 0,5
- EV/EBITDA
- 27,4
- Eigenkapitalrendite
- 4,4 %
- Kapitalrendite (ROIC)
- 0,6 %
- Free-Cashflow-Rendite
- 9,8 %
| FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | |
|---|---|---|---|---|---|
| Bruttomarge | 100,0 % | 100,0 % | 100,0 % | 100,0 % | 100,0 % |
| Operative Marge | 24,5 % | 47,3 % | 40,0 % | 28,7 % | 32,3 % |
| Nettomarge | 14,4 % | 29,2 % | 31,9 % | 22,7 % | 26,2 % |
| KGV | 22,4 | 9,7 | 10,1 | 11,3 | 12,0 |
| Kurs-Umsatz-Verhältnis | 2,9 | 2,7 | 3,1 | 2,5 | 3,1 |
| Kurs-Buchwert-Verhältnis | 0,8 | 1,1 | 1,0 | 0,7 | 1,1 |
| Verschuldungsgrad | 0,5 | 0,4 | 0,2 | 0,3 | 0,3 |
| Liquidität 3. Grades | 2,1 | 5,5 | 3,3 | 2,0 | 2,1 |
| Dividendenrendite | 3,7 % | 2,7 % | 2,3 % | 2,1 % | 1,4 % |
| Unternehmenswert | 2,31 Mrd. | 2,36 Mrd. | 2,2 Mrd. | 1,79 Mrd. | 1,87 Mrd. |
| EV/EBITDA | 18,2 | 8,1 | 7,3 | 8,9 | 8,7 |
| Eigenkapitalrendite | 4,1 % | 12,2 % | 10,1 % | 6,6 % | 9,4 % |
| Kapitalrendite (ROIC) | 0,6 % | 10,3 % | 2,5 % | 1,8 % | 3,3 % |
| Free-Cashflow-Rendite | 17,0 % | 18,8 % | 14,4 % | 11,4 % | 8,0 % |
Wachstum
| FY 2023 | FY 2022 | FY 2021 | FY 2020 | FY 2019 | |
|---|---|---|---|---|---|
| Umsatz | −24,0 % | +5,6 % | +13,5 % | +6,6 % | +9,3 % |
| Bruttogewinn | −24,0 % | +5,6 % | +13,5 % | +6,6 % | +9,3 % |
| Operatives Ergebnis | −60,7 % | +25,0 % | +58,2 % | −5,5 % | −6,6 % |
| Nettogewinn | −62,3 % | −3,5 % | +59,4 % | −7,5 % | +27,5 % |
| Gewinn je Aktie | −64,9 % | −4,2 % | +40,1 % | −13,8 % | +17,6 % |
| Freier Cashflow | −26,8 % | +20,8 % | +79,7 % | +20,0 % | −37,7 % |
| Dividende je Aktie | +8,3 % | +11,1 % | +34,2 % | +25,2 % | +16,6 % |
Analysten
Einstufungen · Buy
- 2Stark kaufen
- 6Kaufen
- 5Halten
- 0Verkaufen
- 0Stark verkaufen
Kursziel
60,00
Durchschnitt · −7,22 %
Schätzungen
| FY 2026 | |
|---|---|
| Umsatz (Ø) | 736 Mio. |
| Umsatz (Tief – Hoch) | 736 Mio. – 736 Mio. |
| Gewinn je Aktie (Ø) | 4,68 |
| Gewinn je Aktie (Tief – Hoch) | 4,68 – 4,68 |
| Analysten | 1 |
Letzte Änderungen
- Keefe, Bruyette & Woods31. Mai 2024Market Perform → Outperform
- Keefe, Bruyette & Woods30. Apr. 2024Market Perform
- DA Davidson30. Apr. 2024Neutral
- Raymond James29. Feb. 2024Market Perform → Strong Buy
- Stephens & Co.30. Jan. 2024Overweight
- Piper Sandler30. Jan. 2024Overweight
- Keefe, Bruyette & Woods29. Nov. 2023Market Perform
- Piper Sandler16. Nov. 2023Overweight
Quartalszahlen
| Feb. 2025 | Okt. 2024 | Juli 2024 | Apr. 2024 | Jan. 2024 | Okt. 2023 | Juli 2023 | Apr. 2023 | |
|---|---|---|---|---|---|---|---|---|
| Gewinn je Aktie · Erwartet | 1,06 | 1,17 | 1,16 | 1,11 | 1,07 | 1,09 | 1,13 | 1,32 |
| Gewinn je Aktie · Tatsächlich | 1,06 | 1,17 | 1,15 | 1,22 | 1,06 | 1,08 | 1,11 | 1,19 |
| Abweichung | 0,00 % | 0,00 % | −0,86 % | +9,91 % | −0,93 % | −0,92 % | −1,77 % | −9,85 % |
| Umsatz · Tatsächlich | 170,45 Mio. | 196,81 Mio. | 273,5 Mio. | 279,29 Mio. | 144,01 Mio. | 174,03 Mio. | 183 Mio. | 181,1 Mio. |
Dividenden und Splits
| Ex-Tag | Zahltag | Betrag |
|---|---|---|
| 14. Jan. 2025 | 27. Jan. 2025 | 0,30 |
| 12. Nov. 2024 | 26. Nov. 2024 | 0,30 |
| 13. Aug. 2024 | 27. Aug. 2024 | 0,30 |
| 10. Mai 2024 | 28. Mai 2024 | 0,30 |
| 9. Feb. 2024 | 27. Feb. 2024 | 0,30 |
| 13. Nov. 2023 | 29. Nov. 2023 | 0,30 |
| 10. Aug. 2023 | 25. Aug. 2023 | 0,30 |
| 11. Mai 2023 | 26. Mai 2023 | 0,30 |
| 9. Feb. 2023 | 28. Feb. 2023 | 0,30 |
| 10. Nov. 2022 | 29. Nov. 2022 | 0,28 |
| 11. Aug. 2022 | 26. Aug. 2022 | 0,27 |
| 12. Mai 2022 | 27. Mai 2022 | 0,27 |
Aktiensplits
- 30. Dez. 20033:2
- 29. Juli 19982:1
Eigentümer
Institutionen
Gerade nicht verfügbar.
Insider-Geschäfte
- Quinn Kevin G31. Jan. 2025 · officer: EVP Chief Banking OfficerKauf7578 Aktien
- Quinn Kevin G31. Jan. 2025 · officer: EVP Chief Banking OfficerKauf3926 Aktien
- Quinn Kevin G31. Jan. 2025 · officer: EVP Chief Banking OfficerVerkauf3548 Aktien · 48,79
- Quinn Kevin G31. Jan. 2025 · officer: EVP Chief Banking OfficerVerkauf5352 Aktien
- Quinn Kevin G31. Jan. 2025 · officer: EVP Chief Banking OfficerVerkauf3926 Aktien
- Quinn Kevin G31. Jan. 2025 · officer: EVP Chief Banking OfficerVerkauf7578 Aktien
- Quinn Kevin G31. Jan. 2025 · officer: EVP Chief Banking OfficerVerkauf578 Aktien
- Quinn Kevin G31. Jan. 2025 · officer: EVP Chief Banking OfficerVerkauf1745 Aktien
Vergleichbare Unternehmen
FCBPFirst Choice Bancorp29,10+0,83 %
FNBF.N.B. Corporation18,23+1,84 %
IBTXIndependent Bank Group, Inc.60,67+0,46 %
ISBCInvestors Bancorp, Inc.13,87−2,46 %
ITCBItaú Corpbanca3,42+1,18 %
PPBIPacific Premier Bancorp, Inc.24,49+0,33 %
UCBUnited Community Banks, Inc.37,47+1,30 %
UMPQUmpqua Holdings Corporation17,660,00 %
Über das Unternehmen
Heartland Financial USA, Inc. (HTLF) operates as a multi-bank holding company, offering a comprehensive range of commercial, small business, and consumer banking services to individuals and enterprises across the United States. The company facilitates various deposit accounts, such as standard checking, demand deposit, interest-bearing NOW accounts, savings, money market, individual retirement (IRA), and health savings accounts (HSA). Additionally, it provides certificates of deposit (CDs) and other time-based deposit options. HTLF extends a diverse portfolio of loan products, including financing for commercial and industrial ventures, commercial real estate, residential mortgages, and specialized funding for small businesses and agricultural operations. Consumer lending options comprise vehicle and home improvement loans, home equity lines of credit (HELOCs), fixed-rate home equity loans, and personal lines of credit. Furthermore, the company issues credit cards tailored for commercial, business, and personal use. Beyond core banking, Heartland Financial delivers an extensive suite of digital and specialized services. These encompass online, mobile, and telephone banking, bill payment, automated clearing house (ACH) transactions, and wire transfers. Its sophisticated treasury management tools feature zero balance accounts (ZBAs), transaction reporting, lockbox services, remote deposit capture, accounts receivable management, investment sweep accounts, and reconciliation services. The company also provides wealth management and trust services, foreign exchange, and robust fraud prevention measures like positive pay for both checks and electronic transactions. Clients can also access commercial purchasing cards, merchant credit cards, debit cards, and automated teller machines (ATMs). Moreover, the company offers investment solutions such as mutual funds, annuities, retirement planning products, education savings plans, and brokerage services. It also provides a variety of insurance products, including coverage for vehicles, property and casualty, life, and disability. Heartland Financial USA, Inc. is also actively engaged in community development initiatives, consumer finance operations, multi-line insurance agency services, and property management. The institution operates 129 banking locations spread across twelve U.S. states: Iowa, Illinois, Wisconsin, New Mexico, Arizona, Montana, Colorado, Minnesota, Kansas, Missouri, Texas, and California. Established in 1981, its corporate headquarters are situated in Dubuque, Iowa.
Führung
- Bruce K. LeePresident, Chief Executive Officer & Director
- Kevin G. QuinnExecutive Vice President & Chief Banking Officer
- David A. PrinceExecutive Vice President & Chief Commercial Officer
- Jay L. KimExecutive Vice President, General Counsel, Chief Administrative Officer & Corporate Secretary
- Janet QuickExecutive Vice President, Deputy Chief Financial Officer & Principal Accounting Officer
- Ryan LundSenior Vice President & Director of Corporation Communications
- CEO
- Bruce K. Lee
- Mitarbeitende
- 1.725
- Hauptsitz
- Dubuque, IA, US
- Sektor
- Financial Services
- Branche
- Banks - Regional
- Börsengang
- 4. Jan. 1999
- Website
- htlf.com
Nachrichten
Gerade keine Nachrichten zu diesem Unternehmen.
Kurse mindestens 15 Minuten verzögert. Daten: Financial Modeling Prep. Keine Anlageberatung.